Westpac Banking Corporation


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Altitude Cards

Interest rates
Purchases 18.79% p.a. (variable)
Cash advances 20.69% p.a. (variable).
Balance transfers (requested at new card application) 1 1.99% p.a. for up to 9 months 1

View the Altitude essentials.


Altitude Gold Cards

Interest rates
Purchases 18.79% p.a. (variable)
Cash advances 20.69% p.a. (variable)
Balance transfers (requested at new card application) 1 1.99% p.a. for up to 9 months 1

View Altitude Gold essentials.


Altitude Platinum Cards

Variable Interest Rates
Purchases 18.79% p.a.
Cash advances 20.69% p.a.
Balance transfers (requested at new card application) 1 1.99% p.a. for 9 months 1

View Altitude Platinum essentials.


Earth Cards

Variable Interest Rates
Purchases 18.79% p.a.
Cash advances 20.29% p.a.
Balance transfers (requested at new card application) 1 1.99% p.a. for 9 months 1

View Earth essentials.


Earth Gold Cards

Variable Interest Rates
Purchases 18.79% p.a.
Cash advances 20.29% p.a.
Balance transfers (requested at new card application) 1 1.99% p.a. for 9 months 1

View Earth Gold essentials.


Earth Platinum

Variable Interest Rates
Purchases 18.79% p.a.
Cash advances 20.29% p.a.
Balance transfers (requested at new card application) 1 1.99% p.a. for 9 months 1

View Earth Platinum essentials.


GM Holden Card

Interest Rates
Purchases 19.95% p.a. (variable)
Cash advances 19.95% p.a. (variable)
Balance transfers (made at new card application) for 6 months 3.99% p.a. for up to 6 months 1

View GM Holden essentials.


55 Day MasterCard® or Visa Card

Interest rates
Purchases 18.59% p.a. (variable)
Cash advances 20.49% p.a. (variable)
Balance transfers (requested at new card application) 1 1.99% p.a. for up to 9 months 1

View the 55 Day Visa ® or MasterCard ® essentials


55 Day Gold MasterCard® or Visa Card

Interest Rates
Purchases 18.59% p.a. (variable)
Cash advances 20.49% p.a. (variable)
Balance transfers (made at new card application) 1 1.99% p.a. for up to 9 months 1

View the 55 Day Gold MasterCard ® or Visa ® essentials.


55 Day Platinum Visa Card

Interest rates
Purchases 18.59% p.a. (variable)
Cash advances 20.49% p.a. (variable)
Balance transfers (requested at new card application) 1 1.99% p.a. for up to 9 months 1

View the 55 Day Platinum Visa ® essentials.


Low Rate MasterCard® or Visa Card

Interest rates
Purchases 12.49% p.a. (variable)
Cash advances 20.49% p.a. (variable)
Balance transfers (requested at new card application) 1 1.99% p.a. for up to 9 months 1

View Low Rate Visa ® Card or MasterCard ® essentials.


No Annual Fee MasterCard®

Interest Rates
Purchases 18.99% p.a. (variable)
Cash advances 20.49% p.a. (variable)
Balance transfers (requested at new card application) 1 3.99% p.a. for up to 6 months 1

View No annual fee MasterCard® essentials.


Student Visa Card

Variable interest rates
Purchases and cash advances 19.45% p.a.

View Student Visa Card  ® essentials.

 


Singapore Airlines Platinum Cards

Interest rates
Purchases 18.49% p.a. (variable)
Cash advances 19.74% p.a. (variable)
Balance transfers (requested at new card application) 1 0.99% p.a. for up to 6 months 1

View Singapore Airlines card essentials


Singapore Airlines Westpac Gold Card Rates

Interest rates
Purchases 18.49% p.a. (variable)
Cash advances 19.74% p.a. (variable)
Balance transfers (requested at new card application) 1 0.99% p.a. for up to 6 months 1

View Singapore Airlines essentials


Things you should know
  • 1. This special rate is only available to customers who are applying for an applicable Westpac card and request to transfer the balance(s) from a non-Westpac credit card(s), charge card(s) or store card(s). This promotion is only available at point of application. Subsequent balance transfers will be charged at the standard purchase interest rate and will be treated as purchases with no interest free days applying to them. Payments made to your credit card account are first applied to any amounts transferred from other credit cards, charge cards or store cards under this promotion, before they are applied to any other purchase or cash advance amount. This means that the portion of your outstanding account balance that is subject to a lower interest rate will be paid off first. You will not gain the benefit of the interest free period on credit purchases until the full balance (including any balance transfer and any other promotional amount) is paid by the statement due date each month. After 6 months the balance transfer rate will switch back to your credit card's standard variable interest rate for purchases then applicable to your card account. Each balance transfer must be a minimum of $200.
  • American Express ® is a registered trademark of American Express Company.
  • MasterCard ® and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.
  • Visa is a registered trademark of Visa Worldwide PTe Limited.