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time to think differently about Cheques

New ways to accept and make payments

The use of cheques has been declining over the past 10 years, and the way customers accept and make payments is changing. We offer a range of card and digital payment solutions, that are secure, faster and more reliable, and we’re here to educate, support and encourage you to consider moving to alternate ways to make payments.

Choosing the right payment method for you

To ensure that you’re ready for the change, now is a good time to start using alternative digital methods for making payments. Here are some common types of payment scenarios, that you can make using digital payment methods.


I want to:
You may be able to do this using online banking or the Westpac App:
Pay a bill BPAY®
Direct Debit
Electronic Funds Transfer
Pay To
Pay money to family or friends  Electronic Funds Transfer
Pay in installments Direct Debit
Scheduled Payments
Send money overseas International Money Transfers
Make a payment into a personal loan or credit card BPAY®
Direct Debit
Electronic Funds Transfer
Scheduled Payments
Make a payment to a home loan Direct Debit
Electronic Funds Transfer
Scheduled Payments
Settle a property purchase Direct Debit – automated through PEXA
Make a payment at auction Pre-approved transfer (subject to first time hold / daily withdrawal limit)

Learn more about the types of payments you can make and other features available in Online Banking or via the Westpac App.

Payment Solutions for Businesses

If you have a business, you can also accept in-person or online payments, rather than cheque.
Learn more about our range of EFTPOS terminals and eCommerce solutions.

No longer using your Cheque Book?

Switching from cheques to electronic payments, helps reduce fraud by providing a full audit trail, as well as reducing the risk of incorrect or lost payments. If your account has a cheque book feature that you are no longer using, call us or visit a branch to cancel this feature on your account.