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Third Party Property Damage Insurance

Provides cover for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault. It does not cover damage to your own car.

The below 'What's Included’ is a summary only. For the standard terms, conditions, limits and exclusions of cover please refer to the Product Disclosure Statement (PDS) (PDF 375KB) and the Premium, Excess, Discount and Options Guide (PED) (PDF 81KB)

What's included

  • Uninsured motorist extension

    Cover your vehicle for loss or damage arising from an accident with an uninsured driver up to $5000 if you did not contribute to the accident and can provide us with the registration, name and address of the person responsible or any other information that would  reasonably allow us to identify the person.

  • Legal liability

    You are covered for up to $20 million for damage to other people’s property.

  • Substitute vehicle

    Cover for your legal liability up to the maximum amount payable for loss or damage to someone else’s property while using a substitute vehicle.

  • Supplementary bodily injury (liability)

    Cover for a currently licensed driver driving the vehicle or a passenger travelling in or getting into or out of the vehicle for legal liability for death or bodily injury caused by or arising out of the use of your vehicle.**

  • Legal costs

    Legal costs and expenses in defending court proceedings which may arise from a claim for accidental loss, damage or liability covered by your policy.* 

Why choose Westpac Car Insurance

Flexible payment options

Manage your budget – pay by the month at no extra cost^

Claims lodgement

Lodge a claim online or call Allianz on 1800 502 077

Things you should know

Cover is subject to your application for insurance being accepted.

^ Premiums payable by instalments may be subject to minor adjustments due to rounding and financial institution transaction fees may apply.

* This is subject to agreement in writing by the insurer and legal costs or expenses relating to any criminal or traffic proceedings are excluded.

**Your permission needs to be granted for the driver and passengers travelling in the vehicle and also the vehicle needs to be registered for use on a public road when the liability is incurred and arises.

Westpac Motor Insurance is issued by Allianz Australia Insurance Limited ABN 15 000 122 850 (Allianz). Westpac Banking Corporation ABN 33 007 457 141 arranges the insurance as agent of Allianz, but does not guarantee the insurance. Policy terms, conditions, limits and exclusions apply. This information does not take into account your personal circumstances. Read the Product Disclosure Statement (PDS) (PDF 375KB) and the Premium, Excess, Discount and Options Guide (PED) (PDF 81KB) to see if this insurance is right for you. Call 1800 502 077 if you would like to understand more about Westpac Car Insurance product features.
If you take out Motor Insurance with Allianz the Bank will receive a commission of up to 12% of the premium (exclusive of GST).

A target market determination has been made for this product. Please visit for the target market determination.

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