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Just tell us:

  • Your salary and any other income
  • Your living expenses
  • Details of any other loans, credit cards or debts
  • Info on any assets you’ll use as security against your loan.


Switching your loan to us?

We may be able to verify your ID and income within our secure application – you'll need two types of ID if you’re new to Westpac (Australian driver licence, Medicare card, Passport, Australian birth certificate).

You’ll have the option to securely auto-verify your income paid to other financial institutions.

Things you should know


+++Priority Refinance: Only available: on eligible new Westpac home loans; on eligible home loans with your current lender; if your other lender is on the Priority Refinance process list of eligible financial institutions. Your other lender may charge you an additional settlement agent fee, as well as fixed rate home loan break costs. Loan suitability for the Priority Refinance product is determined by Westpac in conjunction with the insurance product guidelines. Priority Refinance is provided by First American Title Insurance Company of Australia Pty Limited ABN 64 075 279 908 Australian Financial Services Licence 263876, trading as First Title, an Australian general insurance company authorised by the Australian Prudential Regulation Authority. Conditions, fees and charges apply. Lending criteria apply to approval of credit products. This info doesn’t take your personal objectives, circumstances or needs into account, so please consider Priority Refinance’s appropriateness and read the disclosure documents for your selected loan, including the Terms & Conditions, before deciding.