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Activate redraw to withdraw overpaid funds

If you've paid off more than the minimum repayments on your home loan, the redraw feature lets you withdraw the extra money you've paid into your account. It gives you easy same day access to your own funds to use for any purpose at any time.

To activate redraw, fill out the Redraw Authority form (PDF 32 kb) (PDF 37KB).

Activate SmartPay to save interest on your home loan

The SmartPay feature reduces the interest you pay on your home loan by letting you deposit all your income into your home loan account. You can then arrange automatic transfers to pay your bills and access regular cash deposits.

SmartPay is available on:

To activate SmartPay, fill out the SmartPay Authority form (PDF 187KB). You must also have the redraw feature activated on your home loan for all these loans except the Equity Access Loan.

Set up direct debit

You can set up a direct debit and have your home loan repayments automatically withdrawn from a nominated account, saving you the hassle of transferring money each time a repayment is due.

To set up your direct debit please tell us which best describes you?

Nominate who receives loan documents