Make the most of the features on your home loan that can help you save interest or access overpaid funds built up in your loan.
Activate redraw to withdraw overpaid funds
If you've paid off more than the minimum repayments on your home loan, the redraw feature lets you withdraw the extra money you've paid into your account. It gives you easy same day access to your own funds to use for any purpose at any time.
Set up direct debit
You can set up a direct debit and have your home loan repayments automatically withdrawn from a nominated account, saving you the hassle of transferring money each time a repayment is due.
To set up your direct debit please tell us which best describes you?
- I would like to set up a direct debit to pay my loan that is not an Interest Only Loan Account.
- I would like to set up a direct debit to pay my Interest Only Loan Account.
Nominate who receives loan documents
- Prefer a single copy of your loan documents?
Simply fill in the and return it to your Westpac branch.
Updating SmartPay on your home loan
SmartPay is available on: