Looking to sell?

If the timing’s right to sell, rent out your current home or upgrade to a larger home, we can help you complete your home loan journey.

Making sense of selling

Do I keep my home and rent it, or do I sell it and cash in? Let’s guide you with handy information on selling, valuations, costs and pitfalls.

Selling guides

List it for sale

You’re selling and want to pay out your home loan? We can show you which forms to complete and even help with discharging the property.

Buying a new home

We can help if you’re using your current loans portability feature, a bridging loan if you’ve bought first, or if you need a new home loan.

Buying now

Save when buying and selling by keeping your home loan

Just because you’re selling doesn’t necessarily mean you need to close your home loan. If you’re buying another property, you may be able to save both time and money on refinancing by using your Westpac home loan’s portability feature to substitute the property held as security.
 

  • No break costs on a fixed rate loan if you keep your existing limit and balance
  • Keep your loan details, rate, repayments, features and set-ups
  • Avoid potential upfront costs involved when applying for a new loan
  • Less paperwork, for faster turnaround times

  

More on portability

Loan options when buying and selling

Unlock your equity

Instead of selling your current home, why not use the equity you could have in your property to renovate or upgrade to a new place? Our handy Equity calculator could show you how.
 

Keep your loan

The easy option when you move is to take your home loan with you. Loan portability takes the hassle out of refinancing and keeps the features and facilities you’ve already set up. 
 

Bought but not sold?

Found the perfect new home but haven’t sold your old one? A short-term bridging loan, of up to 12 months, could help you secure your dream home without the worry of missing out or the need to rent.
 

Let's talk home loans

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Things you should know

Credit criteria, fees and charges apply.

This information is general in nature and has been prepared without taking your objectives, needs and overall financial situation into account. For this reason, you should consider the appropriateness of the information to your own circumstances and, if necessary, seek appropriate professional advice.

Key Fact Sheet for Home Loans

This information is general in nature and has been prepared without taking your objectives, needs and overall financial situation into account. For this reason, you should consider the appropriateness of the information to your own circumstances and, if necessary, seek appropriate professional advice.

While the property information available from this page is offered to our customers with the permission of RP Data Pty Ltd, Westpac Banking Corporation accepts no responsibility for the accuracy or completeness of the data. We recommend you seek independent advice before making a decision based on the information. This publication contains data, analytics, statistics and other information supplied to Westpac by RP Data Pty Ltd trading as CoreLogic Asia Pacific (CoreLogic) (CoreLogic Data). CoreLogic and its licensors are the sole and exclusive owners of all rights, title and interest (including intellectual property rights) subsisting in any CoreLogic Data. All rights reserved.

The data and information (including commentary) provided in this publication (together, Information) is of a general nature and should not be construed as specific advice or relied upon in lieu of appropriate professional advice. While CoreLogic uses commercially reasonable efforts to ensure the Information is current, CoreLogic does not warrant the accuracy, currency or completeness of the Information and to the full extent permitted by law excludes all loss or damage howsoever arising (including through negligence) in connection with the Information.

An automated valuation model estimate (AVM Estimate) is a statistically derived estimate of the value of the subject property. An AVM Estimate is generated (i)by a computer driven mathematical model in reliance on available data; (ii) without the physical inspection of the subject property; (iii) without taking into account any market conditions (including building, planning, or economic), and/or (iv) without identifying observable features or risks (including adverse environmental issues, state of repair, improvements, renovations, aesthetics, views or aspect) which may, together or separately, affect the value. An AVM Estimate is current only at the date of publication or supply. An AVM Estimate must not be relied upon as a professional valuation or an accurate representation of the market value of the subject property as determined by a valuer. CoreLogic expressly excludes any warranties and representations that an AVM Estimate is an accurate representation as to the market value of the subject property. To the full extent permitted by law, CoreLogic excludes all liability for any loss or damage howsoever arising or suffered by the recipient, whether as a result of the recipient's reliance on the accuracy of an AVM Estimate or otherwise arising in connection with an AVM Estimate.

Contains property sales information provided under licence from the Land and Property Information (“LPI”). RP Data Pty Ltd trading as CoreLogic is authorised as a Property Sales Information provider by the LPI.