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Making sense of selling

Do I keep my home and rent it, or do I sell it and cash in? Let’s guide you with handy information on selling, valuations, costs and pitfalls.

List it for sale

You’re selling and want to pay out your home loan? We can show you which forms to complete and even help with discharging the property.

Buying a new home

We can help if you’re using your current loans portability feature, a bridging loan if you’ve bought first, or if you need a new home loan.

Save when buying and selling by keeping your home loan

Just because you’re selling doesn’t necessarily mean you need to close your home loan. If you’re buying another property, you may be able to save both time and money on refinancing by using your Westpac home loan’s portability feature to substitute the property held as security.

  • No break costs on a fixed rate loan if you keep your existing limit and balance
  • Keep your loan details, rate, repayments, features and set-ups
  • Avoid potential upfront costs involved when applying for a new loan
  • Less paperwork, for faster turnaround times


Loan options when buying and selling

Unlock your equity

Instead of selling your current home, why not use the equity you could have in your property to renovate or upgrade to a new place? Our handy Equity calculator could show you how.

Keep your loan

The easy option when you move is to take your home loan with you. Loan portability takes the hassle out of refinancing and keeps the features and facilities you’ve already set up. 

Bought but not sold?

Found the perfect new home but haven’t sold your old one? A short-term bridging loan, of up to 12 months, could help you secure your dream home without the worry of missing out or the need to rent.

Things you should know

This information is general in nature and has been prepared without taking your objectives, needs and overall financial situation into account. For this reason, you should consider the appropriateness of the information to your own circumstances and, if necessary, seek appropriate professional advice.