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Earning points

Westpac Altitude credit cards offer you a choice between two great rewards programs - Altitude Rewards or Altitude Qantas.

Our Black cards offer our highest level of rewards. You can choose to earn uncapped Altitude Points or uncapped Qantas Points on our Altitude Black cards.

If you have a Westpac Singapore Airlines credit card you can also earn Singapore Airlines KrisFlyer miles directly.

  • Altitude Points – earn Altitude points and you can redeem your points on over 2,000 rewards including premium brand and lifestyle products, gift vouchers and frequent flyer points in a range of airline programs
  • Qantas Points – earn Qantas Points and you can redeem your points for flights and upgrades (where available) on Qantas, Jetstar and 35 partner airlines, and Qantas Store items
  • Singapore Airlines– Earn KrisFlyer miles and redeem your miles for flights on Singapore Airlines and 20 airlines partners.

Earning Altitude Points

With an Altitude Points earning card, you can earn Altitude Points with every eligible purchases and redeem them for premium brands and lifestyle products, gift cards and frequent flyer points in a range of airline programs.

  Altitude Altitude Platinum Altitude Black
Mastercard

1 point per $1 spend

No points for Australian Taxation Office payments

1 point per $1 spend

No points for Australian Taxation Office payments

1.25 points per $1 spend at Merchants within Australia

3 points per $1 spend at Merchants outside of Australia

As of 1 July 2017, 1.25 points per $1 spend at Merchants outside of Australia

No points for Australian Taxation Office payments

Visa Card

1 point per $1 spend

No points for Australian Taxation Office payments

1 point per $1 spend

No points for Australian Taxation Office payments

n/a
American Express Card

2 points per $1 spend

As of 1 July 2017, no points for Australian Taxation Office payments

2 points per $1 spend

As of 1 July 2017, no points for Australian Taxation Office payments

3 points per $1 spend

As of 1 July 2017, 2.5 points per $1 spend

As of 1 July 2017, no points for Australian Taxation Office payments

Maximum points earn per statement cycle 5,000 points 7,500 points Uncapped

See altituderewards.com.au to find out what you can redeem your Altitude Points for.

See Historical Altitude Rewards (PDF 38KB) for past points earn rates.

Earning Altitude Points (no longer for sale credit cards)

With an Altitude Points earning card, you can earn Altitude Points with every eligible purchase and redeem them for premium brands and lifestyle products, gift cards and frequent flyer points in a range of airline programs.

  Altitude Platinum Plus
Visa Card

1 point per $1 spend

No points for Australian Taxation Office payments

Mastercard

1 point per $1 spend

No points for Australian Taxation Office payments

American Express Card

3 points per $1 spend

As of 1 July 2017, 2.5 Altitude Points per $1 spend

As of 1 July 2017, no points for Australian Taxation Office payments

Maximum points earn per statement cycle 7,500 points

See Historical Altitude Rewards (PDF 38KB) for past points earn rates.

Earning Qantas Points

With a Qantas Points earning card, you can earn and redeem points for flights on Qantas and its partner airlines on eligible purchases.

 

  Altitude Qantas Altitude Qantas Platinum Altitude Qantas Black  

Mastercard

n/a n/a

0.625 Qantas points per $1 spend at Merchants within Australia

1.5 Qantas points per $1 spend at Merchants outside of Australia

As of 1 July 2017, 0.625 Qantas points per $1 spend at Merchants outside of Australia

No Qantas points for Australian Taxation Office payments

 
Visa Card

0.5 Qantas points per $1 spend

No Qantas points for Australian Taxation Office payments

0.5 Qantas points per $1 spend

No Qantas points for Australian Taxation Office payments

n/a
 
American Express Card

1 Qantas point per $1 spend

As of 1 July 2017, no points for Australian Taxation Office payments

1 Qantas point per $1 spend

As of 1 July 2017, no points for Australian Taxation Office payments

1.5 Qantas points per $1 spend

As of 1 July 2017, 1.25 Qantas points per $1 spend

As of 1 July 2017, no points for Australian Taxation Office payments

 
Maximum points earn per statement cycle 2,500 points 3,750 points Uncapped  

See Historical Altitude Qantas (PDF 38KB) for past points earn rates.

Earning Qantas Points (no longer for sale credit cards)

Qantas Points earned on eligible purchases posted to your Card Account can be redeemed for flights, upgrades and rewards from the online Qantas store.

  Earth Earth Platinum Earth Platinum Plus Earth Black
Mastercard

0.4 points per $1 spend

No points for Australian Taxation Office payments

0.5 points per $1 spend

No points for Australian Taxation Office payments

0.5 points per $1 spend

No points for Australian Taxation Office payments

0.625 points for each $1 spend at merchants within Australia

1.5 points for each $1 spend at merchants outside of Australia

As of 1 July 2017, 0.625 points per $1 spend at merchants outside of Australia

No points for Australian Taxation Office payments

American Express Card

0.8 points per $1 spend

As of 1 July 2017, no points for Australian Taxation Office payments

1 point per $1 spend

As of 1 July 2017, no points for Australian Taxation Office payments

1.5 points per $1 spend

As of 1 July 2017, 1.25 points per $1 spend  

As of 1 July 2017, no points for Australian Taxation Office payments

1.5 points per $1 spend

As of 1 July 2017, 1.25 points per $1 spend

As of 1 July 2017, no points for Australian Taxation Office payments

Maximum points earn per cycle 2,500 points 3,750 points 3,750 points Uncapped

See qantas.com/frequentflyer to find out what you can redeem your Qantas Points for.

See Historical Earth Rewards (PDF 29KB) for past points earn rates.

 

  Altitude Qantas Platinum Plus Altitude Business Qantas Gold
Visa Card

0.5 Qantas points per $1 spend

No Qantas points for Australian Taxation Office payments

0.5 Qantas points per $1 spend
American Express Card

1.5 Qantas points per $1 spend

As of 1 July 2017, 1.25 Qantas points per $1 spend

As of 1 July 2017, no points for Australian Taxation Office payments

1 Qantas point per $1 spend
Maximum points earn per statement cycle 3,750 points 10,000 points

See Historical Altitude Qantas (PDF 38KB) for past points earn rates.

Earning Singapore Airlines KrisFlyer miles

Singapore Airlines KrisFlyer miles can be redeemed for flights on Singapore Airlines and more than 20 airline partners.

Card type KrisFlyer miles earned per $1 spent on eligible purchases
  Visa American Express
Singapore Airlines Westpac Gold 1 1
Singapore Airlines Westpac Platinum Within Australia: 0.5

Outside Australia: 1.5
1.5

 Find out what you can redeem your KrisFlyer miles at singaporeair.com/krisflyer.

When will you not earn rewards points?

You don’t earn reward points on:

  • Cash advances
  • Balance transfers
  • Government charges (other than the GST payable in connection with the purchase of goods or services which you earn points for)
  • Interest, bank fees and charges (including any GST payable on any of these)
  • BPAY payments (bill payments).

Please refer to your cards’ Conditions of Use for more information.

Things you should know

Altitude points: The earning and redemption of Altitude Points is subject to the Altitude Terms and Conditions (PDF 719KB). You do not receive Points if your card account is in arrears for 2 consecutive statement cycles and in other circumstances.

Qantas points: The earning and redemption of Qantas Points is subject to the Earth Conditions of Use (PDF 389KB) and Altitude Terms and Conditions (PDF 719KB) . You must be a member of the Qantas Frequent Flyer program to earn and redeem points in accordance with the terms and conditions of the Qantas Frequent Flyer program.

Kris Flyer Miles: The earning and redemption of KrisFlyer miles is subject to the Singapore Airlines Westpac Platinum Credit Cards Conditions of Use (PDF 354KB). You must be a member of the KrisFlyer programme to earn and redeem miles in accordance with the terms and conditions of the KrisFlyer programme.

American Express® is a registered trademark of American Express. The Westpac American Express Card is issued by Westpac Banking Corporation pursuant to a license from American Express.

World Mastercard®, Mastercard® and the Mastercard brand mark are registered trademarks, and PayPass is a trademark of Mastercard International Incorporated.