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Earning points

Westpac Altitude credit cards offer you a choice between two great rewards programs - Altitude Rewards or Altitude Qantas.

Our Black cards offer our highest level of rewards. You can choose to earn uncapped Altitude Points or uncapped Qantas Points on our Altitude Black cards.

If you have a Westpac Singapore Airlines credit card you can also earn Singapore Airlines KrisFlyer miles directly.

  • Altitude Points – earn Altitude points and you can redeem your points on over 2,000 rewards including premium brand and lifestyle products, gift vouchers and frequent flyer points in a range of airline programs
  • Qantas Points – earn Qantas Points and you can redeem your points for flights and upgrades (where available) on Qantas, Jetstar and 35 partner airlines, and Qantas Store items
  • Singapore Airlines– Earn KrisFlyer miles and redeem your miles for flights on Singapore Airlines and 20 airlines partners.

Earning Altitude Points

With an Altitude Points earning card, you can earn Altitude Points with every eligible purchases and redeem them for premium brands and lifestyle products, gift cards and frequent flyer points in a range of airline programs.

Card type Points earned per $1 spent on eligible purchases Altitude Points cap per statement cycle
  MasterCard®/Visa American Express® (bonus points don't count towards the cap)
Altitude 1 2 5,000
Altitude Platinum 1 2 7,500
Altitude Platinum Plus 1 3 7,500
Altitude Black Australian Merchants: 1.25

Overseas Merchants: 3
3 No Points cap

See altituderewards.com.au to find out what you can redeem your Altitude Points for.

Earning Qantas Points

With a Qantas Points earning card, you can earn and redeem points for flights on Qantas and its partner airlines on eligible purchases.

 

Card type Points earned per $1 spent on eligible purchases Altitude Points cap per statement cycle  
  MasterCard®/Visa American Express® (bonus points don't count towards the cap)  
Altitude Qantas 0.5
1 2,500
 
Altitude Qantas Platinum 0.5
1 3,750
 
Altitude Qantas Platinum Plus 0.5
1.5 3,750  
Altitude Qantas Black Australian Merchants: 0.625

Overseas Merchants: 1.5
1.5 No Points cap  

 

Card type Points earned per $1 spent on eligible purchases Altitude Points cap per statement cycle
  MasterCard®/Visa American Express® (bonus points don't count towards the cap)
Earth 0.4
0.8 2,500
Earth Platinum 0.5 1 3,750
Earth Platinum Plus 0.5 1.5 3,750
Earth Black Australian Merchants: 0.625

Overseas Merchants: 1.5
1.5 No Points cap

See qantas.com/frequentflyer to find out what you can redeem your Qantas Points for.

Earning Singapore Airlines KrisFlyer miles

Singapore Airlines KrisFlyer miles can be redeemed for flights on Singapore Airlines and more than 20 airline partners.

Card type KrisFlyer miles earned per $1 spent on eligible purchases
  Visa American Express
Singapore Airlines Westpac Gold 1 1
Singapore Airlines Westpac Platinum Within Australia: 0.5

Outside Australia: 1.5
1.5

 Find out what you can redeem your KrisFlyer miles at singaporeair.com/krisflyer.

When will you not earn rewards points?

You don’t earn reward points on:

  • Cash advances
  • Balance transfers
  • Government charges (other than the GST payable in connection with the purchase of goods or services which you earn points for)
  • Interest, bank fees and charges (including any GST payable on any of these)
  • BPAY payments (bill payments).

Please refer to your cards’ Conditions of Use for more information.

Things you should know

Altitude points: The earning and redemption of Altitude Points is subject to the Altitude Terms and Conditions (PDF 211KB). You do not receive Points if your card account is in arrears for 2 consecutive statement cycles and in other circumstances.

Qantas points: The earning and redemption of Qantas Points is subject to the Earth Conditions of Use (PDF 340KB) and Altitude Terms and Conditions (PDF 211KB) . You must be a member of the Qantas Frequent Flyer program to earn and redeem points in accordance with the terms and conditions of the Qantas Frequent Flyer program.

Kris Flyer Miles: The earning and redemption of KrisFlyer miles is subject to the Singapore Airlines Westpac Platinum Credit Cards Conditions of Use (PDF 500KB). You must be a member of the KrisFlyer programme to earn and redeem miles in accordance with the terms and conditions of the KrisFlyer programme.

American Express® is a registered trademark of American Express. The Westpac American Express Card is issued by Westpac Banking Corporation pursuant to a license from American Express.

World MasterCard®, MasterCard® and the MasterCard brand mark are registered trademarks, and PayPass is a trademark of MasterCard International Incorporated.