Working in Australia
Thinking about making the move to Australia for work? Whether you’re planning a short term working holiday or making plans to establish your career down under, here are some of the main points to consider.
Do you have the right visa?
First things first. In order to work in Australia you’ll need to have the right visa. The type of visa you have will also impact the type of work you’re able to do in Australia.
Deciding on the right visa to suit your needs can be confusing. Fortunately, the Department of Home Affairs has a handy Visa Finder tool on their website that can help you determine the right visa for your needs.
Are your qualifications recognised?
Whether it’s driving a forklift or looking after kids, you’ll need to check if your qualifications and credentials will be recognised in Australia. It’s worth checking whether you’ll need further qualifications or additional accreditations to do the same role in Australia.
Take working in hospitality, for example. Whereas in many parts of the world knowing how to pull a pint may be enough, in Australia before you can only serve alcohol once you have gained your Responsible Service of Alcohol (RSA) certification. . In other industries you may need to demonstrate English language proficiency or sit a trade test.
Is your paperwork in order?
Before you start your job search, it’s a good idea to have all your relevant documents together. That means not only having an up-to-date resume but also having other important documents such as professional certifications, references and academic transcripts. Having as much of your affairs in order can make all the difference should you see a job you want to apply for and need to act in a hurry.
What about paying tax in Australia?
Generally speaking, if you’re working in Australia you’ll be required to pay income tax, which will usually be deducted on your behalf by your employer. For more information on tax requirements and rates take a look at the Australian Taxation Office website.
Once you’re in Australia and intend to start working you’ll need to apply for a Tax File Number (TFN) and supply it to your employer. This will help ensure you pay the right amount of tax – and if you don’t supply it to your employer you could be taxed at the top marginal tax rate.
What is superannuation?
In most cases when you work in Australia your employer will be required to pay a percentage of the total amount of your salary into your superannuation account into a superannuation fund for you (and you can top it up with your own money). Superannuation is a long-term investment that is designed to fund your retirement. You can either nominate your own superannuation fund or let your employer pay it into a fund of their choice.
Generally money paid into your super fund can only be accessed once you reach retirement or when you leave the country permanently. That means if you’re only planning on being in Australia to work for a short time you may be able to claim your super back when you leave. You can find out more about superannuation here or for further info on claiming your superannuation back visit the Australian Taxation Office website.
Find out more about superannuation
How easy is it to open a bank account in Australia?
Chances are your employer will need your Australian bank account details to pay your salary or wages into directly. Fortunately opening a bank account in Australia can be surprisingly straightforward. Once you arrive in Australia, you can open a Westpac Choice account online or in a local branch in just a few minutes. If you open online, you may still be required to visit a branch to verify your ID.
For a list of documents that we accept, refer to Identification Checklist. (PDF 657KB)
Find out more about opening an everyday bank account in Australia.
Get $50 on us
New arrivals to Australia aged 18 years or older
Simply open a new Westpac Choice account online or at a branch by 30 September 2024, and make a single deposit of $100 within 10 days of opening#.
T&Cs and eligibility criteria apply.
Things you should know
This information does not take into account your personal circumstances and is general in nature. It is intended as an overview only and it should not be considered a comprehensive statement on any matter or relied upon as such.
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$50 Cashback offer: Fees and charges apply. Read the
Deposit Accounts for Personal Customers Terms and Conditions (PDF 620KB) before making a decision and consider whether the product is right for you. To receive AUD50, you must: open a new Westpac Choice account between 1 May 2024 and 30 September 2024, have never held a transaction account with Westpac before, and make single deposit of AUD100 into the new account within 10 days of account opening. The offer is available for customers who are new to Australia (arrived in the last 12 months) and over 18 years of age. Customers must hold a valid foreign issued identification document in our
identification checklist (PDF 657KB). For joint accounts, both account holders must not have held a Westpac transaction account before. The AUD50 promotion amount will be paid into the customer’s Westpac Choice account within 50 days of meeting these terms and conditions. The Westpac Choice account must remain open during that period to receive the cashback reward. Limited to only one eligible account per eligible customer (including where it is a joint account) and paid to the Westpac Choice account that was opened first. Not available in conjunction with any other offer unless we determine otherwise. We reserve the right to withdraw, amend or extend this offer at any time. We recommend you seek an independent, professional tax advice to determine tax implications on the cashback based on your personal circumstances.