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More ways to access your money

  • Pay no withdrawal fee at any major bank ATM in Australia including Westpac, St.George, BankSA, Bank of Melbourne and select Westpac Group partner ATMs
  • No ATM withdrawal fee 1 via Global ATM Alliance partners (3% foreign transaction fee applies)
  • Use Cardless Cash 2 in the mobile App to withdraw cash without your card from any Westpac, St.George, BankSA, Bank of Melbourne or select Westpac Group partner ATMs

Online Banking

  • Manage your account with ease  online, mobile or tablet
  • View your Westpac accounts as well as or banks and institutions in one place - including eBay, PayPal, rewards schemes, store cards, loans and mortgages
  • Proof of BalanceProof of Balance
  • Manage Card PINManage Card PIN
  • eStatementseStatements
  • Card on HoldCard on Hold
  • Cardless CashCardless Cash
  • AlertsAlerts
  • Security GuaranteeSecurity Guarantee
  • Quick BalanceQuick Balance

Switch to Westpac

Once you've opened an account with us, switching your banking across is as easy as 1,2,3.


We're here to help you

  • Extensive branch network throughout Australia
  • Our branch staff speak over 40 languages between them

How we protect you

  • Westpac Fraud Money back Guarantee ensures that any unauthorised transaction claims will be reimbursed provided that the account holder has not contributed  to the loss and contacted us promptly 3
  • Safe Online Banking with our security guarantee
Things you should know

Deposit Accounts for Personal & SMSF customers - Terms and Conditions (PDF 620KB)

Westpac Debit Mastercard® Terms and Conditions (PDF 218KB)

Online Banking Terms and Conditions (PDF 555KB)

Import payee, Biller and Direct Debit Information Service - Terms and Conditions (PDF 146KB)

This information does not take your personal circumstances into account. Read the terms and conditions above and decide whether the product is appropriate for you.

  1. A 3% Foreign Transaction Fee applies to overseas debit or credit card withdrawals. A 3% cash advance fee applies to credit card withdrawals where the "Credit" option is selected. Refer to Global Alliance for a list of members. It is important to know that the functionality to withdraw money from a linked Westpac account via Credit Card is not available when using overseas ATMs, including Global Alliance ATMs. To ensure access to Savings and or Cheque account funds when overseas please speak to us about obtaining a Debit Mastercard®.
  2. Cardless Cash is available on eligible Westpac everyday accounts with a linked debit card for customers 18 years and over. Limit of 3 withdrawal transactions per day applies, subject to $500 daily withdrawal limit and $1,000 weekly withdrawal limit. Only available at Westpac Group ATMs or select Westpac Group partner ATMs in Australia. To access Cardless Cash on your mobile you must be registered to use Online Banking and download the Westpac App. You'll also need the Westpac App (version 6.1 or above) installed on your iPhone. You must be 18 years or older to use Cardless Cash.
  3. If your Westpac account is compromised as a result of Internet fraud we guarantee to refund any missing funds, providing you comply with our Online Banking Terms and Conditions.

Internet connection is needed to access Westpac Mobile Banking app. Normal mobile data charges apply.

Debit Mastercard®: Choice for youth account, the eligible card age is 8. For any other transaction account, the eligible card age is 14. You must have an Australian residential address.

World Mastercard®, Mastercard® and the Mastercard brand mark are registered trademarks, and PayPass is a trademark of Mastercard International Incorporated.