
Westpac Choice Joint Account
Why Westpac Choice joint account?
- You can both get a Debit Mastercard®
Use your Debit Mastercard ®1 to shop securely online, access cash at ATMs and use PayPass™ to tap and go on purchases under $100.
- There’s no Account-Keeping Fee when you deposit at least $2,000 each month
Such as having both your salaries paid into your joint account (other fees apply)
- ATM Network
Pay no withdrawal fee at any major bank ATM in Australia (including Westpac, St.George, Bank of Melbourne and BankSA) and over 50,000 ATMs globally via the Global ATM Alliance and partner ATMs (other fees may apply) 2
Who can open a joint account?
Both account holders need to be:
- 12 years or older
- Currently living in Australia and have an Australian residential address.
You can make payments with


Security

Card on hold
Can’t find your card? Don’t panic, you can temporarily lock it in seconds with Card on Hold while you search3

Digital Card Security
It’s a digital version of your card available 24/7 in the Westpac App. The 3-digit CVC security number changes daily to ensure your details are kept safe. Find out more

Westpac Protect™ SMS Code
Increase your security when banking online by using your mobile phone to confirm certain transactions via text messages

Safe Online Banking guarantee
If your Westpac account is compromised as a result of Internet fraud, we guarantee5 to repay any missing funds, providing you comply with our Online Banking Terms and Conditions
Fees
Standard fees (fees may change) | Amount |
---|---|
Account-Keeping Fee
|
$5 |
This fee is waived for:
|
Other fees and charges may apply. Please refer to the Terms and Conditions (PDF 805KB)
Other accounts for
Things you should know
3. Card on hold: Available on personal credit and Mastercard® debit cards only. Cards to which a temporary lock can be applied will be listed when you sign in to Mobile Banking or Online Banking and visit Lock a card temporarily under Cards services.