- For retirees who are aged 55 or over. There's a limit of one Westpac 55+ and Retired account per customer
- Unlimited access across Online Banking, Telephone Banking, Westpac, St.George, BankSA and Bank of Melbourne ATMs and branches (daily transaction limits apply)
- Earn split interest on your account balance
Did you know?
Adding a Debit Mastercard® to your 55+ and Retired Account will allow you to access your own money to make purchases overseas, online and over the phone - at 30 million locations worldwide1.
Apple Pay offers a fast and secure way to pay in-store and online, using your favourite Apple device
$0 Account-Keeping Fee
Card on hold
Can’t find your card? Don’t panic, you can temporarily lock it in seconds with Card on hold while you search3
Fraud Money Back Guarantee
Shop securely with your debit card. We’ve got your back with 24/7 fraud monitoring and our Fraud Money Back Guarantee4
Multiple ways to access your bank account and to your money
- Online Banking
- Mobile Banking
- Telephone Banking
- Debit Mastercard or Handycard
- Withdraw cash using your phone from any Westpac, St.George, Bank of Melbourne or BankSA ATM5
Access your money
Pay no ATM withdrawal fee at any Westpac, St.George, Bank of Melbourne and BankSA or at the Global ATM Alliance and partner ATMs (other fees may apply)2
When your Westpac 55+ and Retired account is open
Things you should know
Before making a decision about any of our products or services, please read all the terms and conditions and consider whether the product or service is right for you. Fees and charges apply and may change.
It is important to know that the functionality to withdraw money from a linked Westpac account via Credit Card is not available when using overseas ATMs, including Global Alliance ATMs. To ensure access to Savings and or Cheque account funds when overseas please speak to us about obtaining a Debit Mastercard®.
Read the before making a decision and consider if it is right for you. To use Apple Pay you will need an eligible card and a compatible device with a supported operating system. See our Apple Pay FAQs for more information. Apple, the Apple logo, Apple Pay, Apple Watch and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.