Personal accounts no longer for sale
The products below are no longer offered to customers. The below information is for existing account holders only.
For more information about the benefits, features and fees of these products, please see the
Deposit accounts for personal customers (no longer for sale): Terms & Conditions (PDF 372KB)
DIY Super Accounts (No longer available for Sale) Terms and Conditions (PDF 355KB)
Transaction, Savings and Investments accounts no longer for sale:
Westpac Passbook 55+ and Retired
Passbook
Personal Cheque
Premium Saver
Accounts for self-managed superannuation fund customers no longer for sale:
- DIY Super Working account
- DIY Super Savings account
Personal Accounts Interest Rates – No Longer Available for Sale
| Passbook (% p.a.) |
Premium Saver (% p.a.) |
|
|---|---|---|
| From $0 to less than $999 | 0% | 0% |
| From $999 to less than $4,999 | 0% | 0% |
| From $4,999 to less than $9,999 | 0% | 0% |
| From $9,999 to less than $19,999 | 0% | 0% |
| From $19,999 to less than $49,999 | 0% | 0% |
| From $49,999 to less than $99,999 | 0% | 0% |
| From $99,999 and over | 0% | 0% |
| Westpac Passbook 55+ & Retired (% p.a.) |
|
|---|---|
| Balances from $0 to less than $9,999 | 0.30% |
| On the part balance from $9,999 to less than $49,999 | 0.60% |
| On the part balance from $49,999 to less than $249,999 | 0.95% |
| On the part of the balance from $249,999 and over | 1.40% |
| DIY Super Working account (% p.a.) |
DIY Super Savings account (% p.a.) |
|
|---|---|---|
| $0 - $9,999 | 1.00% |
1.00% |
| $10,000 - $49,999 | 1.00% |
1.00% |
| $50,000 - $99,999 | 1.00% |
1.00% |
| $100,000 - $499,999 | 1.00% |
1.00% |
| $500,000+ |
1.00% |
1.00% |
Personal Cheque
There is no interest for this account.
Unarranged Lending Rate
The Unarranged Lending Rate (ULR) is a debit interest rate charged to a transaction account if it becomes overdrawn without arrangement. It will be calculated daily on the debit balance (and deducted on the last business day of each month) using the then current ULR until the account balance is positive again.
| Rate name | Rate |
|---|---|
| Unarranged Lending Rate | 15.01% p.a. |
Things you should know
Conditions, fees and charges apply. Interest rates (including interest tiers, where applicable) are subject to change.
The information on our website is prepared without taking into account your personal objectives, circumstances or needs. Before making a decision, it’s best to read the Terms and Conditions and consider if a product is right for you:
Deposit accounts for personal customers (no longer for sale): Terms & Conditions (PDF 372KB)
You should keep a copy of the Terms and Conditions for your records and you can also request a paper copy at a branch. If you need help, ask at any branch or please call 132 032.