To help you in the initial stages of being diagnosed with a critical illness, we’ve identified five key areas to prioritise. Understanding where to start and what to address first may ease the emotional and financial strain so you focus on improving your quality of life.
1. Create your support network.
2. Contact Centrelink.
Inform Centrelink about your situation and find out what financial assistance is available. They can also connect you with relevant support organisations.
3. Review the Serious illness or injury support guide and checklist.
4. Get informed about your financial position.
Now is a good time to assess your financial position so you can see what you have access to and where the gaps may be.
- Create and maintain a budget.
- Reach out to your bank, organisations and access appropriate insurances that you have in place for financial support and guidance.
- Gather your financial documentation using the so your loved ones can better support you when you need their help.
5. Appoint nominated decision makers.
Consider and take action towards appointing your nominated decision makers, representatives and authorities for when you need help.
Three helpful appointments are:
- Power of Attorney (signing and transacting on your behalf with your direction)
- Enduring Guardian* (making medical decisions for you when you are unable to do it yourself)
- Disclosure Authority Form (allows a trusted representative to deal with claims and requesting forms on your behalf, while placing restrictions to protect your finances).
*in QLD this is part of enduring power of attorney.