From partnership to progress
We partner with corporates, institutions and governments to drive innovation and efficiency.
Your partner for real-time payments
Australia is undergoing a once-in-a-generation payments revolution, are you ready?
Reimagining infrastructure for a world in transition
Our industry experts are solving for today and building for tomorrow. We’re partnering with leading Australian organisations to finance infrastructure, from schools and hospitals, ports to airports, major toll roads and digital infrastructure.
Investing in a low emissions economy
We're powering opportunities to support the energy transition – lending to renewable energy solutions accounts for circa 87% of our total electricity generation funding in Australia*.
Defining future trends today
Westpac DataX business intelligence tools allow you to develop more targeted products and services using real-time smarter data. Our team of data specialists combines Westpac data (including over 6 million daily card transactions) with your own organisation’s data to provide deep insights on market conditions, economic conditions and market share.
Sustainable financing solutions
We’re providing finance to support a more sustainable future. Working with customers on innovative financing structures to help them to meet their sustainability goals, no matter where they are on their Environmental, Social and Governance (ESG) journey.
Intelligent thinking and actionable ideas at Westpac IQ
Surcharging ban: How to get ready for the new retail payments reforms
From 1 October 2026, merchants will no longer be allowed to charge their customers a surcharge when they pay with a card. It’s part of a suite of retail payments reforms being introduced by the Reserve Bank of Australia.The changes present an opportunity for businesses to review what their own payment service provider is charging them to accept payments and ensure that they receive the full benefit of all the reforms, says Joel Lenhardt, Managing Director of Merchant Payments at Westpac.
Sustainability Impact: What you need to know - February/March 2026
The latest edition of Sustainability Impact explores early findings from Group 1 AASB S2 reporters, recommendations from the Australian Government’s Carbon Leakage Review, the new clean energy partnership between Australia and Canada, a potential breakthrough for green hydrogen, and a project that brings together renewable energy uplift, housing affordability and regional prosperity, plus more.
Australia’s payments system works — that's not a reason to wait.
Australia’s payments rails are among the best in the world, but global money is changing fast. As stablecoins, deposit tokens and tokenised assets move from experimentation to real use in cross-border payments and markets, the question is less whether change is coming, and more whether Australia will proactively shape it or inherit it.
Things you should know
* As at March 2025. In addition to lending to renewable energy projects, Westpac also finances a mix of sustainable and non-sustainable lending generally.
Westpac Institutional Bank is a division of Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714. This information is correct as at 1 May 2025. This product is available only to wholesale clients within the meaning of s761G of the Corporations Act 2001. You should consider whether or not these products and services are appropriate for you. Terms and conditions apply. Westpac Institutional Bank’s financing exposures are not limited to green, social or sustainable financing. For more details of Westpac Institutional Bank’s financing exposures, please see our latest presentation and results.