Business super for employers
Here to help you set up and manage employee super
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Frequently asked questions (FAQs)
In general terms, you have to pay super on top of wages for all eligible employees. The minimum you must pay is currently 10.5% of the employee’s ordinary time earnings, and this is called the super guarantee. Find out more on the ATO Super for employers page.
Things you should know
This information was prepared by BT Funds Management Limited ABN 63 002 916 458, AFSL No. 233724, RSE No. L0001090 (BTFM) and is current as at 1 July 2022. The information provided is general in nature and does not take into account your personal objectives, financial situation or needs and so you should consider its appropriateness and read the disclosure documents before making any decision. This document provides an overview or summary only and it should not be considered a comprehensive statement on any matter or relied upon as such.
BTFM is the trustee and issuer interests in of BT Super, which forms part of Retirement Wrap ABN 39 827 542 991, of which BTFM is trustee. A Product Disclosure Statement (PDS) is available for BT Super and can be obtained on this page or by calling BT Customer Relations on 132 135. You should obtain and consider the PDS before deciding whether to acquire, continue to hold or dispose of BT Super. Insurance offered through BT Super is issued by AIA Australia Limited (AIA) ABN 79 004 837 861, AFSL No. 230043.
BTFM is a subsidiary of Westpac Banking Corporation ABN 33 007 457 141 (Westpac or the Bank). An investment in BT Super is not an investment in, a deposit with or any other liability of Westpac or any other company in the Westpac Group. It is subject to investment risk, including possible delays in the payment of benefits and possible loss of amounts invested.
Westpac and its related entities do not stand behind or otherwise guarantee the capital value or investment performance of BT Super.
Please read the Financial Services Guides for BTFM and Westpac or obtain a copy by calling 132 135, visiting bt.com.au or from any Westpac branch before proceeding. If you would prefer another way of receiving the Financial Services Guide (such as in hardcopy), please let us know.