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Why choose Presto Smart?

  • Seamlessly connects your EFTPOS terminal to a range of Point of Sale systems1
  • Fast, reliable and secure payments
  • Take payments anywhere in store
  • Simple and easy reconciliations
  • Great for hospitality and retail businesses.
EFTPOS machine payment methods
Backup connectivity

Switch over to 3G3 if your main communication method drops out.

Instant settlement2

Card payments appear in your Westpac business transaction account instantly which will help keep your cash flowing.
Find out more

Quick setup

Connects with ease to a variety of popular Point of Sale systems1 (with more to come).

How it works

1. Select/enter the sale item in the Point of Sale (POS) system

Select/enter the item to sell on your POS system (not included with Presto Smart).

Don’t have a POS system? See the systems we support

2. Take payments using Presto Smart

When the sale amount appears on the Presto Smart terminal, you can take payments from your customers.

3. Print integrated EFTPOS and POS receipt from your POS

No need for separate card and POS receipts, both will appear on a single receipt from your POS system.

4. View transactions and settlements on your Dashboard

View and track all your transactions, making reconciliation simpler, helping you save time and manage your cashflow.


Every business is unique, so to ensure we inform you about the appropriate fees for your situation request a callback for a detailed quote.

Alternatively, you can speak to our helpful Merchant Business Solutions team by calling 1800 029 749 8am-8pm, Mon-Fri.

Choose your terminal

Choose your terminal based on your payment needs in store.


  Image of Presto Smart VX690 EFTPOS terminal
Presto Smart VX690
Image of Presto Smart e355 terminal
Presto Smart e355
Pay at table Yes Yes
Splitting bills and tipping6
Yes Yes
Print EFTPOS receipts (when paying at table) Yes No
Tap and go, insert or swipe Yes Yes
Order at table (when linked to mobile POS) No Yes
Surcharging 4, 6 Yes Yes
Pre Authorisation 4, 5, 6 Yes Yes
Process refunds Yes Yes
3G backup and standalone mode3 Yes No
Mail/telephone order (card not present transactions) 4, 6 Yes Yes

Getting started

1. Request a callback

Our merchant specialists will contact you to discuss your business needs and help you apply without visiting a branch. Request a callback.

2. Receive your device

Once your application is approved, you will receive your new device via a technician (if you are located in a metro area), or satchel (if you are in a remote area).

3. Set up quickly and easily

Follow the step-by-step instructions to integrate Presto Smart with your POS system and start getting paid.

Don’t have a POS system yet? See supported POS systems.

Things you should know

Applications for merchant services are subject to approval. Terms and conditions and fees and charges (PDF 69KB) apply. Full details are available on request.

1. The Point of Sale solutions are supplied by POS Providers, not Westpac. Westpac does not guarantee or endorse those products and any related services.  You can find out if your POS is compatible with Presto Smart.  

2. Westpac instant settlement functionality is not available between 9:30pm and 11:59pm (Sydney time) for all EFTPOS 1, EFTPOS 1i and Presto Smart terminals. You can only settle a Westpac issued EFTPOS terminal once within a 24 hour period. Subject to system availability, settlement can take place 7 days a week. Settlement must be to a Westpac business transaction account. Instant settlement functionality is not available on Corporate Online and is only available for Visa, Mastercard and eftpos transactions (excludes UnionPay transactions).

3. Standalone mode allows you to process card payments even when the POS is not connected to your EFTPOS terminal.

4. Subject to Westpac approval.

5. Pre-authorisation functionality will be subject to scheme rules and enabled for eligible merchant category codes.

6. This functionality is POS dependent.

# If you want to accept American Express, you'll need to call 1300 363 614 to enter into a separate merchant agreement with American Express.

Mastercard® is a registered trademark of Mastercard International Incorporated.

American Express® is a registered trademark of American Express.