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Why choose EFTPOS 1?

  • Clear and simple flat rate pricing
  • 24/7 customer support
  • Accepts Tap & Go, insert and swipe cards
  • Prints receipts and splits bills
  • Instant settlement¹

EFTPOS machine payment methods

EFTPOS machine

How do I get EFTPOS 1?

1. Request a callback

Tell us the best time, and we'll call you back within 1 business day to chat about your business needs and process your application.

2. Receive your device

Once your application is approved, you'll receive a call within 24 hours on business days to book the installation of your ETFPOS 1 terminal.

3. Start taking payments

Simply activate your terminal (we'll tell you how), then start taking fast, cashless payments.


How much does it cost?

$24.75 a month machine rental + 1.2% flat rate

on all eftpos, Mastercard, Visa and UnionPay transactions2


  • No setup fee
  • No charge for paper receipt rolls
  • No fee for investigating transaction disputes (unless they are excessive³).

See fees for additional services


Alternatively, you can explore our monthly pricing plans or to discuss your specific needs, request a callback.

Additional EFTPOS 1 features


Multiple communication options mean that even when one option fails, you can carry on accepting card payments.

Instant settlement1

Receive your daily business takings instantly, to help keep your cash flowing. Learn more about instant settlement.

Print receipts and split bills

Print receipts and split bills from your terminal, so you can take payments wherever customers are in your business.

Things you should know

Applications for merchant services are subject to approval. Terms and conditions and fees and charges apply. Full details are available on request.

1.Westpac instant settlement functionality is not available between 9:30 pm and 11:59 pm (EFTPOS 1 and Presto Smart terminals) and between 9:30 pm and 11:00 pm (EFTPOS Now and EFTPOS Connect terminals) - Sydney time. You can only perform a settlement once a day, before 9:30 pm (Sydney time). A settlement done after 11:00 pm for EFTPOS Now and EFTPOS Connect terminals and after 11:59 pm for EFTPOS 1 and Presto Smart terminals, will be processed as a settlement for the next day. Subject to system availability, settlement can take place 7 days a week. Settlement must be to an eligible Westpac transaction account. Instant Settlement functionality is not available on Corporate Online. Instant Settlement is only available for Mastercard, Visa and eftpos transactions (plus UnionPay if using EFTPOS Connect).


2.Our 1.2% flat transaction rate does not apply to American Express, Diners Club and JCB cards. 
3.Fees may be charged for chargebacks that are deemed to be excessive by Westpac. You will be notified in writing one month prior to the fee being charged.


# If you want to accept American Express, you'll need to call 1300 363 614 to enter into a separate merchant agreement with American Express.

Mastercard® is a registered trademark of Mastercard International Incorporated.

American Express® is a registered trademark of American Express.