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Compare Business Insurance packs

Public and Products Liability

Covers for amounts the business is legally liable to pay as compensation for personal injury, advertising liability and / or property damage occurring within Australia as a result of an occurrence in connection with the business

General Property

Cover provided for damage anywhere in the world to insured property such as portable tools and equipment used by the business at client sites or taken home by employees

Personal Accident and Sickness

Provides compensation on the happening of a defined event to an insured person

Material Damage (Option Flood Cover)

Covers property insured that is accidentally damaged which is not otherwise excluded

Business Interruption

Covers the business for consequential loss of income and/or profits or revenue resulting from the interruption of / or interference with the business caused by a defined event

 

 

 

Theft

Covers property insured which can include contents and stock held at the business following forcible and violent entry, armed hold ups, assault or violence

Money

Covers loss of money in transit, money on the situation, money in a locked safe and money in your personal custody while in a private residence until the closing time on the next business day

Glass

Covers accidental breakage of glass with several additional benefits

Machinery Breakdown

Covers the costs of repairing or replacing machinery after a breakdown

Electronic Equipment Breakdown

Covers damage to insured computers and or electronic equipment which you have specified on the policy

Management Liability

 

Directors and Officers Liability

Covers any of the directors and officers against a breach of duty, breach of trust, act, error or omission for a claim that is first made and reported to us during the period of insurance

 

Employment Practices Liability

Covers the business for claims made against you for specific employment practices breach, such as discrimination, wrongful dismissal or sexual harassment

 

Tax Audit

Covers the professional fees such as an accountant, reasonably and necessarily incurred within Australia in connection with an audit of the business' financial or tax affairs by an Australian statutory authority

 

Crime

Covers the loss of property due to the unlawful taking of property by an employee, with the intent to cause loss to your business or to benefit themselves or any other person or organisation

Transit

Covers the business for damage to property insured while in transit anywhere in Australia

Professional Indemnity

Covers your business and any insured person against civil liability for damages arising from the provision of or failure to provide Professional Services

Commercial Motor

 

 

 

Covers your business vehicles with multiple cover options including comprehensive, fire and theft and third party property damage only

 

 

 

Things you should know

Business Insurance is issued by Allianz Australia Insurance Limited ABN 15 000 122 850 (Allianz). Westpac Banking Corporation ABN 33 007 457 141 (the Bank) refers clients to Allianz for their business insurance needs, but does not guarantee the insurance.  If you take out Business Insurance with Allianz, the Bank will receive a commission of 14% of the first year’s premium and 10% of the premium for any renewals (exclusive of GST) and may also receive a step-up commission based on annual sales of certain general insurance products by Allianz. Policy terms, conditions, limits and exclusions apply. This information does not take into account your personal circumstances.  Read the Product Disclosure Statement, to see if this insurance is right for you.  Call 1800 502 077.

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