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Up to 2 cards

Share your credit limit with an additional cardholder.

Personal liability

Enjoy the simplicity of a liability structure ideal for smaller businesses and sole traders where the business owner takes personal responsibility for the balance owing.

Altitude Rewards program

Redeem Altitude Points for office furniture, home appliances, technology, gift vouchers and more or redeem points in six different frequent flyer programs.

Complimentary insurance

Feel secure with a range of complimentary insurance covers in accordance with the policy across travel, purchases and running your business.

80,000 bonus Altitude Points + $0 annual card fee

Earn 80,000 bonus points on your new Altitude Business Platinum Mastercard plus save $200 on your first annual card fee.

Min spend and T&C apply. Find out more

Choose between our two Altitude Business cards based on your business needs

Altitude Business Platinum Mastercard®

  • $200 annual card fee
  • $20,000 - $150,000 credit limit
  • Uncapped Altitude Points
  • Extended complimentary insurance
  • 24/7 concierge service.

Altitude Business Gold Mastercard®

  • $150 annual card fee
  • $1,000 - $50,000 credit limit
  • 20,000 Altitude Points cap per statement cycle
  • Complimentary insurance
Things you should know

Find out what information you need to provide to become a customer.

*Bonus points promotion Altitude Business Gold Mastercard, Altitude Business Platinum Mastercard and BusinessChoice Rewards Platinum Mastercard: The respective bonus points promotions are available when you apply and are approved for a new Altitude Business Gold Mastercard, Altitude Business Platinum Mastercard or BusinessChoice Rewards Platinum Mastercard credit card between 31st May 2019 and 28th August 2019, and spend the minimum amount of $3,000 on eligible purchases within 90 days from card approval in one or more transactions.

Eligible purchases do not include fees, cash, cash equivalent transactions, BPAY, BPAY equivalent transaction, refunds and balance transfers debited from the card account. The bonus Altitude Points or Qantas Business Rewards Points will be added to your points balance within 90 days after you meet the eligible spend criteria. This offer does not apply for additional cardholders being added to an existing Altitude Business Gold, Altitude Business Gold Mastercard, Altitude Business Platinum, Altitude Business Platinum Mastercard, BusinessChoice Rewards Platinum card facility or BusinessChoice Rewards Platinum Mastercard card facility. Switches, upgrades, customers accessing employee benefits or packaged cards and customers who have held another Altitude Business, Altitude Business Gold, Altitude Business Gold Mastercard, Altitude Business Platinum, Altitude Business Platinum Mastercard, BusinessChoice Rewards Platinum or BusinessChoice Rewards Platinum Mastercard credit card account within the last 12 months are ineligible for this offer. Qantas Business Rewards Points earned during a statement cycle are added to your Qantas Business Rewards Points balance on a monthly basis.

^Discounted annual card fee in first year promotion Altitude Business Gold Mastercard and Altitude Business Platinum Mastercard: The discounted first year annual card fee promotion is available when you apply and are approved for a new Altitude Business Gold Mastercard, Altitude Business Platinum Mastercard between 31st May 2019 and 28th August 2019. The first annual card fee at the special promotional rate will be debited to your card account on your first transaction and the full annual card fee will be debited annually thereafter.

Annual card fee: For Altitude Business Platinum Mastercard and Altitude Business Gold Mastercard credit cards, the annual card fee covers all cards associated with the product. For BusinessChoice Rewards Platinum Mastercard and BusinessChoice Everyday Mastercard credit cards, an annual card fee is payable for each card associated with the facility.

Earning and redeeming Altitude reward points: You can earn and redeem Altitude rewards points as set out in the Altitude Business Rewards Terms and Conditions (PDF 2MB). You do not receive points if your card account is in arrears for 2 consecutive statement cycles and in other circumstances. Altitude reward points do not expire while you remain an Altitude card holder. You must be a member of the relevant frequent flyer program to redeem Altitude points for frequent flyer points. The terms and conditions of the relevant frequent flyer programs also apply. A joining fee may apply for these frequent flyer programs. Availability of award flights may be limited.

Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac) which allows eligible Westpac cardholders to claim under it as third party beneficiaries. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. The terms, conditions, limits and exclusions of the group policy are set out in the Westpac Business Credit Cards Complimentary Insurance Policy (PDF 761KB) / Commercial Cards Insurance Policy (PDF 1MB) which may be amended from time to time. Westpac does not guarantee this insurance. 

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