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Up to 2 cards

Share your credit limit with an additional cardholder.

Personal liability

Enjoy the simplicity of a liability structure ideal for smaller businesses and sole traders where the business owner takes personal responsibility for the balance owing.

Altitude Rewards program

Redeem Altitude Points for office furniture, home appliances, technology, gift vouchers and more or redeem points in six different frequent flyer programs.

Complimentary insurance1

 Travel knowing that you, your family, your business and your possessions may be covered against injury, loss, theft or damage in accordance with the policy (conditions, limits and exclusions apply).

$300 cashback + $0 annual card fee (usually $200)

$300 cashback to your account when you open a new Altitude Business Platinum Mastercard credit card and spend $3,000 on eligible purchases within 90 days from card approval2.

For new cards approved by 27th November 2019. Exclusions apply. Find out more

Choose between our two Altitude Business cards based on your business needs

Altitude Business Platinum Mastercard®

  • $200 annual card fee
  • $20,000 - $150,000 credit limit
  • Uncapped Altitude Points
  • Complimentary insurance3

  • 24/7 concierge service.

Altitude Business Gold Mastercard®

  • $150 annual card fee
  • $1,000 - $50,000 credit limit
  • 20,000 Altitude Points cap per statement cycle
  • Complimentary insurance3

Things you should know

1. Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac) which allows eligible Westpac cardholders to claim under it as third party beneficiaries. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. The terms, conditions, limits and exclusions of the group policy are set out in the Westpac Business Credit Cards Complimentary Insurance Policy (PDF 761KB) /  Commercial Cards Insurance Policy (PDF 1MB) which may be amended from time to time. Westpac does not guarantee this insurance.

2. Cashback promotion Altitude Business Platinum Mastercard: The cash back offer is available when you apply and are approved for a new Altitude Business Platinum Mastercard between 29th August 2019 and 27th November 2019 and spend $3000 on eligible purchases within 90 days of card approval. Eligible purchases do not include fees, cash, cash equivalent transactions, BPAY, BPAY equivalent transactions, refunds and balance transfers debited from the card account. The $300 cashback will be paid as a statement credit to your respective Altitude Business Platinum Mastercard account within 90 days of meeting minimum spend criteria. Only one cashback will be paid per account.  Existing Westpac customers who currently hold an Altitude Business Platinum or Altitude Business Platinum Mastercard, or who have held one in the last 12 months are not eligible for this offer. Interest free days on purchases do not apply to credit cards with balance transfers. You will be charged the applicable purchase rate on any spend that you make whilst you have an outstanding balance transfer.

3. Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac) which allows eligible Westpac cardholders to claim under it as third party beneficiaries. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. The terms, conditions, limits and exclusions of the group policy are set out in the Westpac Business Credit Cards Complimentary Insurance Policy (PDF 761KB) /  Commercial Cards Insurance Policy (PDF 1MB) which may be amended from time to time. Westpac does not guarantee this insurance.

Annual card fee: For Altitude Business Platinum Mastercard and Altitude Business Gold Mastercard credit cards, the annual card fee covers all cards associated with the product. For BusinessChoice Rewards Platinum Mastercard and BusinessChoice Everyday Mastercard credit cards, an annual card fee is payable for each card associated with the facility.

Discounted annual card fee in first year promotion Altitude Business Gold Mastercard and Altitude Business Platinum Mastercard: The discounted first year annual card fee promotion is available when you apply and are approved for a new Altitude Business Gold Mastercard, Altitude Business Platinum Mastercard between 29th August 2019 and 27th November 2019. The first annual card fee at the special promotional rate will be debited to your card account on your first transaction and the full annual card fee will be debited annually thereafter.

 

Earning and redeeming Altitude reward points: You can earn and redeem Altitude rewards points as set out in the Altitude Business Rewards Terms and Conditions (PDF 2MB). You do not receive points if your card account is in arrears for 2 consecutive statement cycles and in other circumstances. Altitude reward points do not expire while you remain an Altitude card holder. You must be a member of the relevant frequent flyer program to redeem Altitude points for frequent flyer points. The terms and conditions of the relevant frequent flyer programs also apply. A joining fee may apply for these frequent flyer programs. Availability of award flights may be limited.

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