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Up to 2 cards

Share your credit limit with an additional cardholder.

Personal liability

Enjoy the simplicity of a liability structure ideal for smaller businesses and sole traders where the business owner takes personal responsibility for the balance owing.

Altitude Rewards program

Redeem Altitude Points for office furniture, home appliances, technology, gift vouchers and more or redeem points in six different frequent flyer programs.

Complimentary insurance1

Travel knowing that you, your family, your business and your possessions may be covered against injury, loss, theft or damage in accordance with the policy (conditions, limits and exclusions apply).

Choose between our two Altitude Business cards based on your business needs

Altitude Business Platinum Mastercard®

  • $0 annual card fee for the first year (usually $200).2
  • $20,000 - $150,000 credit limit
  • Uncapped Altitude Points
  • Complimentary insurance1
  • 24/7 concierge service.

Altitude Business Gold Mastercard®

  • $0 annual card fee for the first year (usually $150).2
  • $1,000 - $50,000 credit limit
  • 20,000 Altitude Points cap per statement cycle
  • Complimentary insurance1
Things you should know
1.  Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac) which allows eligible Westpac cardholders to claim under it as third party beneficiaries. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. The terms, conditions, limits and exclusions of the group policy are set out in the Westpac Business Credit Cards Complimentary Insurance Policy (PDF 761KB) /   Commercial Cards Insurance Policy (PDF 1MB) which may be amended from time to time. Westpac does not guarantee this insurance.
2. Discounted annual card fee in first year promotion. The first-year annual card fee waiver is available when you apply for a new Altitude Business Gold Mastercard or Altitude Business Platinum Mastercard credit card. The first annual card fee will be debited on the 12-month anniversary of the first transaction on your account and annually thereafter. This offer may be withdrawn at any time. 

Annual card fee: For Altitude Business Platinum Mastercard and Altitude Business Gold Mastercard credit cards, the annual card fee covers all cards associated with the product. For BusinessChoice Rewards Platinum Mastercard and BusinessChoice Everyday Mastercard credit cards, an annual card fee is payable for each card associated with the facility.

Earning and redeeming Altitude reward points: You can earn and redeem Altitude rewards points as set out in the Altitude Business Rewards Terms and Conditions (PDF 2MB). You do not receive points if your card account is in arrears for 2 consecutive statement cycles and in other circumstances. Altitude reward points do not expire while you remain an Altitude card holder. You must be a member of the relevant frequent flyer program to redeem Altitude points for frequent flyer points. The terms and conditions of the relevant frequent flyer programs also apply. A joining fee may apply for these frequent flyer programs. Availability of award flights may be limited.

You must have earned a minimum of 3,000 Altitude points before you can redeem any rewards. For Altitude Business Gold cards, a points cap of 20,000 points applies when using either or both cards. Bonus points do not count towards the points cap.

Concierge Services are provided by a third party supplier. For further details including terms and conditions visit

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