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Up to 10 cards

Keep your business organised with up to 9 additional cardholders with individual card limits from $1,000 to $100,000.

Joint and several liability

Share the responsibility with a liability structure ideal for more complex small businesses where the business owners or directors jointly take responsibility for the balance owing.

Business name on cards

Represent your business with your business name proudly shown on all cards.

Easy tax reporting

Export expenses directly into MYOB and BAS with ease.


Choose between our two BusinessChoice Mastercard cards based on your business needs

BusinessChoice Rewards Platinum Mastercard®

  • $150 annual card fee per card
  • $2,000 - $100,000 credit limit
  • 20.24% purchase rate (variable)
  • Complimentary insurance1
  • 0.75 Qantas Points per eligible $1.50 spent
  • 24/7 concierge service

 

BusinessChoice Everyday Mastercard®

  • $75 annual card fee per card
  • $2,000 - $50,000 credit limit
  • 14.25% purchase rate (variable)
  • Complimentary insurance1

 

 

 

Things you should know
1. Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac) which allows eligible Westpac cardholders to claim under it as third party beneficiaries. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. The terms, conditions, limits and exclusions of the group policy are set out in the Westpac Business Credit Cards Complimentary Insurance Policy (PDF 761KB) /   Commercial Cards Insurance Policy (PDF 1MB) which may be amended from time to time. Westpac does not guarantee this insurance. 

Annual card fee: For Altitude Business Platinum Mastercard and Altitude Business Gold Mastercard credit cards, the annual card fee covers all cards associated with the product. For BusinessChoice Rewards Platinum Mastercard and BusinessChoice Everyday Mastercard credit cards, an annual card fee is payable for each card associated with the facility.

Earning and redeeming Qantas Points: To use Qantas Points earned by your business, simply transfer them to any Qantas Frequent Flyer account (Qantas Point earn rates may vary between Qantas Partners). Qantas Partner conditions and earning thresholds apply. We recommend you consult your accountant or tax adviser to ensure you understand possible tax implications, for example fringe benefits tax (if applicable). You must be a Qantas Frequent Flyer member to earn and redeem Qantas Points. Membership and the earning and redemption of Qantas Points are subject to the Qantas Frequent Flyer program terms and conditions. A joining fee may apply. You do not earn Qantas Points on use of a card or card account where for that statement period, a Billing Account or card account is in arrears or over limit at the end of that statement period. Any Qantas Points earned in that relevant statement period will be forfeited.

Concierge Services are provided by a third party supplier. For further details including terms and conditions visit www.westpac.tenconcierge.com.

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.