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Up to 10 cards

Keep your business organised with up to 9 additional cardholders with individual card limits from $1,000 to $100,000.

Joint and several liability

Share the responsibility with a liability structure ideal for more complex small businesses where the business owners or directors jointly take responsibility for the balance owing.

Business name on cards

Represent your business with your business name proudly shown on all cards.

Easy tax reporting

Export expenses directly into MYOB and BAS with ease.

Start soaring with 90,000 bonus Qantas Points

With our BusinessChoice Rewards Platinum Mastercard card and the Qantas Business Rewards program.

<data contenteditable="false" macro="5559400043{noHTML}" class="ucr-data 5559400043{noHTML}" value="">Earn 90,000 bonus Qantas Points when you spend $3,000 on eligible purchases on your new BusinessChoice Rewards Platinum Mastercard within 90 days from card approval.1 </data> <data contenteditable="false" macro="5775500025{noHTML}" class="ucr-data 5775500025{noHTML}" value="">For new cards approved by 27th November 2019. Exclusions apply. </data> Find out more


Choose between our two BusinessChoice Mastercard cards based on your business needs

BusinessChoice Rewards Platinum Mastercard®

  • $150 annual card fee per card
  • $2,000 - $100,000 credit limit
  • 20.24% purchase rate (variable)
  • Complimentary insurance2

  • 0.75 Qantas Points per eligible $1.50 spent
  • 24/7 concierge service

 

BusinessChoice Everyday Mastercard®

  • $75 annual card fee per card
  • $2,000 - $50,000 credit limit
  • 14.25% purchase rate (variable)
  • Complimentary insurance2

     

 

 

 

Things you should know

1. Bonus points promotion BusinessChoice Rewards Platinum Mastercard: The respective bonus points promotions are available when you apply and are approved for a new BusinessChoice Rewards Platinum Mastercard credit card between 29th August 2019 and 27th November 2019, and spend the minimum amount of $3,000 on eligible purchases within 90 days from card approval in one or more transactions.

Eligible purchases do not include fees, cash, cash equivalent transactions, BPAY, BPAY equivalent transactions, refunds and balance transfers debited from the card account. The bonus Qantas Business Rewards Points will be added to your points balance within 90 days after you meet the eligible spend criteria. This offer does not apply for additional cardholders being added to an existing BusinessChoice Rewards Platinum card facility or BusinessChoice Rewards Platinum Mastercard card facility. Switches, upgrades, customers accessing employee benefits or packaged cards and customers who have held another BusinessChoice Rewards Platinum or BusinessChoice Rewards Platinum Mastercard credit card account within the last 12 months are ineligible for this offer. Qantas Business Rewards Points earned during a statement cycle are added to your Qantas Business Rewards Points balance on a monthly basis.

2. Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac) which allows eligible Westpac cardholders to claim under it as third party beneficiaries. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. The terms, conditions, limits and exclusions of the group policy are set out in the Westpac Business Credit Cards Complimentary Insurance Policy (PDF 761KB) /  Commercial Cards Insurance Policy (PDF 1MB) which may be amended from time to time. Westpac does not guarantee this insurance.

Annual card fee: For Altitude Business Platinum Mastercard and Altitude Business Gold Mastercard credit cards, the annual card fee covers all cards associated with the product. For BusinessChoice Rewards Platinum Mastercard and BusinessChoice Everyday Mastercard credit cards, an annual card fee is payable for each card associated with the facility.

Qantas Business Rewards membership: A business must be a Qantas Business Rewards Member to earn Qantas Points for the business. A one-off joining fee usually applies (currently $89.50 including GST), however businesses that are not members of Qantas Business Rewards program at the time of application for a BusinessChoice card facility will be offered complimentary membership upon approval of a new Westpac BusinessChoice Rewards Platinum Mastercard credit card facility. Qantas Business Rewards membership and Qantas Points are subject to the Qantas Business Rewards Terms and Conditions available at qantas.com/business.

Earning and redeeming Qantas Points: To use Qantas Points earned by your business, simply transfer them to any Qantas Frequent Flyer account (Qantas Point earn rates may vary between Qantas Partners). Qantas Partner conditions and earning thresholds apply. We recommend you consult your accountant or tax adviser to ensure you understand possible tax implications, for example fringe benefits tax (if applicable). You must be a Qantas Frequent Flyer member to earn and redeem Qantas Points. Membership and the earning and redemption of Qantas Points are subject to the Qantas Frequent Flyer program terms and conditions. A joining fee may apply. You do not earn Qantas Points on use of a card or card account where for that statement period, a Billing Account or card account is in arrears or over limit at the end of that statement period. Any Qantas Points earned in that relevant statement period will be forfeited.

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