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Up to 10 cards

Keep your business organised with up to 9 additional cardholders with individual card limits from $1,000 to $100,000.

Joint and several liability

Share the responsibility with a liability structure ideal for more complex small businesses where the business owners or directors jointly take responsibility for the balance owing.

Business name on cards

Represent your business with your business name proudly shown on all cards.

Easy tax reporting

Export expenses directly into MYOB and BAS with ease.

Start soaring with 40,000 bonus Qantas Points

With our BusinessChoice Rewards Platinum card and the Qantas Business Rewards program.

Available after your first eligible purchase when you apply by 28/08/2018. New cards only, credit criteria & conditions apply. Find out more

Choose between our two BusinessChoice cards based on your business needs

BusinessChoice Rewards Platinum

  • $150 annual card fee per card
  • $2,000 - $100,000 credit limit
  • 20.24% purchase rate (variable)
  • Extended complimentary insurance
  • 1 Qantas Points per eligible $1.50 spent
  • 24/7 concierge service


BusinessChoice Everyday

  • $75 annual card fee per card
  • $2,000 - $50,000 credit limit
  • 14.25% purchase rate (variable)
  • Complimentary insurance


Things you should know

Find out what information you need to provide to become a customer.

Annual card fee: For BusinessChoice Rewards Platinum and BusinessChoice Everyday credit cards, an annual card fee is payable for each card associated with the facility.

Current offer: 40000 bonus Qantas Points: Apply for a new BusinessChoice Rewards Platinum Card facility between 1st February 2017 and 28th August 2018 and receive 40,000 Qantas Points within 60 days of your first purchase on any card linked to the BusinessChoice Rewards Platinum facility. This offer does not apply for additional cards being added to an existing BusinessChoice Rewards Platinum card facility. Switches, upgrades, customers accessing employee benefits or packaged cards are ineligible for this offer.

Qantas Business Rewards membership: A business must be an Qantas Business Rewards Member to earn Qantas Points for the business. A one-off joining fee usually applies (currently $89 including GST), however businesses that are not members of Qantas Business Rewards program at the time of application for a BusinessChoice card facility will be offered complimentary membership upon approval of a new Westpac BusinessChoice Rewards Platinum credit card facility. Qantas Business Rewards membership and Qantas Points are subject to the Qantas Business Rewards Terms and Conditions available at
Earning and redeeming Qantas Points: To use Qantas Points earned by your business, simply transfer them to any Qantas Frequent Flyer account (Qantas Point earn rates may vary between Qantas Partners). Qantas Partner conditions and earning thresholds apply. We recommend you consult your accountant or tax adviser to ensure you understand possible tax implications, for example fringe benefits tax (if applicable). You must be a Qantas Frequent Flyer member to earn and redeem Qantas Points. Membership and the earning and redemption of Qantas Points are subject to the Qantas Frequent Flyer program terms and conditions. A joining fee may apply.

Complimentary insurance covers: QBE Insurance (Australia) Limited ABN 78 003 191 035 AFSL 239545 has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 which allows eligible Westpac Bank account holders and cardholders to claim under it as third party beneficiaries. The terms, conditions, limits and exclusions, of the group policy, are set out in Westpac Business Credit Cards Complimentary Insurance (Effective 1 June 2015) which may be amended from time to time. Westpac does not guarantee the insurance. You can get a copy of the policy booklet by calling 1800 091 710.