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What do I need to start?

The first steps towards your new business are often the biggest. It’s the preparation you do and decisions you make here, which will set you on the road to success.

Getting the information you need now will help make sure you’re mostly growing in the right direction. Here we take a look at the basics.

What type of business will I be?

Some considerations when deciding on your business structure.

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Setting up

Find out the difference between an ABN, ACN and TFN and about managing business accounts.

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I need to write a business plan

Writing a solid business plan is the foundation of your business future. We provide an overview and tips on writing an effective one.

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Why business and personal should never mix

If there's only one thing you do this year, it should be to separate your business account from your personal account.

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Business banking set-up

It's a good idea to keep your business and personal transactions separate for easier accounting. You'll also need to decide how you'll make and receive payments.

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Ready for business

Starting a business can be exciting, but it can also be challenging without the right planning.

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Discover business product offers.

Latest business offers & featured products all in one place

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Things you should know

Deposit Accounts for Business Customers Terms and Conditions (PDF 514kb) (PDF 877KB)

To be eligible to apply for Business One – Low Plan, your business must be registered in Australia.

General advice: This information is general only and does not constitute any recommendation or advice. It is current at the time of publication, and is subject to change. It has been prepared without taking account of your objectives, financial situation or needs. Because of this you should, before acting on the information, consider its appropriateness, having regard to these matters. Consider obtaining personalised advice from a professional financial adviser and your accountant before making any financial decisions in relation to the matters discussed in this document, including when considering the finance options for your business.