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Protecting your business

Your business is your livelihood, so it makes sense you'd want to protect it. Here are some ways you can protect your business in the event something unexpected happens.

The importance of protection

The survival and success of your business is critical - it is probably your main source of income and may play a big part in whether you meet your retirement goals. Find out why insurance is an important consideration in protecting your business.

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Permanent loss of a key person

Your business may rely on one or more key people for its day-to-day operations and continued profitability. Having the right type and level of cover in place can be critical to a business's success after the permanent loss of a key person, and in the months that follow.

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Temporary loss of a key person

The absence of a key person, due to temporary disability, can have a significant impact on a business. Having an income stream to replace revenue after the loss of a key person and in the months that follow could mean the difference between survival and business failure.

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Business continuity

Ensuring you can continue to cover your day-to-day business expenses is a key part of running any successful business. That's why it's important for you to have the right type and level of cover in place to ensure your business continues to run smoothly if something unexpected was to happen.

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Protection for transfers of ownership

If you share the ownership of your business with one or more people, it's probably a good idea to have a legal agreement in place, in the event one of the owners was to die or had to leave the business unexpectedly.

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Things you should know

Information provided is for new applicants only. Existing customers should refer to their Policy Schedule for Terms and Conditions relating to their individual policy.

The Insurer of Westpac Protection Plans is Westpac Life Insurance Services Limited ABN 31 003 149 157 ('the Insurer'). Westpac Protection Plans are issued by the Insurer except for Term Life as Superannuation and Income Protection as Superannuation which are issued by Westpac Securities Administration Limited ABN 77 000 049 472 ('WSAL') as trustee of the Westpac MasterTrust ABN 81 236 903 448, and distributed by Westpac Banking Corporation ABN 33 007 457 141 ('the Bank'). The Insurer and WSAL are wholly owned subsidiaries of the Bank. The Bank does not guarantee payments under the policy.

This information does not take into account your personal circumstances. Like all insurance, some exclusions, limits and conditions apply.  Before making a decision about this insurance, read the Westpac Protection Plans Product Disclosure Statement (PDS) (PDF 1MB) for the full terms and conditions to see if Westpac Protection Plans are right for you.