How can I manage investments myself?
If you want to grow your investments, but you don’t have the funds, you can borrow to invest, which is known as gearing. This may help you to:
- Build your wealth faster
- Diversify and spread your exposure to risk
- Reduce your tax liability by taking advantage of potential tax deductions.
You can borrow to invest by using:
- A margin loan where the shares, or managed funds, you invest in are the security for the loan
- Home equity where you use the equity you've built up in your home as security to invest in other assets, such as property, shares or managed funds.
Use our margin lending calculator to find out how much you can borrow to invest against your current portfolio of shares and/or managed funds.
Borrowing money against an existing portfolio or asset in order to invest may not only improve investment returns but may also offer attractive tax advantages. Read more about the tax benefits of gearing.
Risks
Don't forget that gearing will also magnify investment losses. We recommend that you seek financial advice before making any financial decisions to ensure that you are comfortable with any associated risks.
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Margin loans
Equity Access Loan.
