Westpac Banking Corporation


Merchant services

Essentials

  • Wide range of methods for accepting payments
  • Flexibility - you choose the right modules for your business
  • Directly debits your customers' credit cards to provide improved certainty of cash flow for your business
  • Allows you to offer attractive payment terms to your customers
  • May reduce your technology costs as we can host your credit card payments securely.
Get a quote.

Did you know?

In 2011, Money Magazine has awarded Westpac the prestigious 'Business Bank of the Year" award for the fourth year in a row.

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Features

Transactions and settlement features

  • Gives you an immediate response approving or declining the transaction
  • Transfers cleared funds automatically to your nominated business account
  • Automates payments resulting in fewer entry errors.

Reconciliation and reporting features

  • Login to the PayWay website for access to reconciliation and reporting
  • Handle customer enquiries by searching for individual transactions
  • Download lists of payments or refunds
  • View trend reports in graphical formats
  • Download raw sales data to Excel for further analysis.

Security features to protect you and your customers

  • Your customers’ credit card and bank account details are processed securely and held by us
  • Provides user access control, so you can manage who processes different transaction types
  • Prompts Card Verification Value (CVV) from cardholders for extra security protection.

Support is available when you need it

  • A dedicated helpdesk available on 1300 368 098, 8.30am to 5.30pm Monday to Friday AEST/AEDT
  • Downloads and detailed user guides available online
  • PayWay live demonstrations provide reassurance for customers and staff.

PayWay test drive

Take the PayWay Test Drive to see the many ways PayWay could help you get paid.

Link to the PayWay Test Drive.

Fees

Your unique business

As every business is different, contact us for a detailed quote

Fees and charges explained

For information on fees and charges read Explain my fees and charges.

Options

Choose the PayWay modules that are right for your business

PayWay Net allows you to automatically accept credit card payments from customers over the Internet, using a website hosted by us.

PayWay Recurring Billing lets you 'set and forget' the automatic collection of regular recurring payments by credit card or direct debit.

PayWay Phone uses interactive voice response technology to automatically accept credit card payments over the phone.

PayWay Payment Card is a wallet sized plastic card providing customers with a reference number and details of how to make payments to you, using a wide range of payment methods.

PayWay Virtual Terminal allows your staff to collect payments by credit card and immediately receive an Approved or Declined response. You can view and use PayWay Virtual Terminal via a web connection on computer and most smart phones.

PayWay API (application programmer interface) allows your software developers to integrate your call centre system, website or other software with PayWay's credit card processing functions.