Investor centre

Funding and securitisation

Debt programs

Westpac Banking Corporation (WBC)
WBC (previously of St.George)
Westpac Securities NZ Limited (WSNZL)
Westpac New Zealand Limited (WNZL)

Westpac Banking Corporation (WBC)

From 31 March 2010, the Australian government guarantee scheme for large deposits and wholesale funding was withdrawn for new liabilities. Information on the Australian Government Guarantee Scheme for large deposits and wholesale funding, including eligibility certificates issued in relation to Westpac Banking Corporation’s debt programs and issuance, is available on the official Australian Government Guarantee website. Alternatively, contact a member of our Global Funding team.

Westpac Euro Medium Term Note Program

Issuer: Westpac Banking Corporation
Rating	Long	Short
S&P	AA	A-1+
Moody's	Aa1	P-1

Program information
Program type	(EMTN) - Euro Medium Term Note
Currency	Multi
Size	USD 50.0bn
Paying agent	The Bank of New York Mellon
Dealers	Barclays Bank PLC; Citigroup Global Markets Limited; Deutsche Bank AG, London Branch; Goldman Sachs International; HSBC Bank plc; J.P. Morgan Securities Ltd.; Merrill Lynch International; Morgan Stanley & Co. International plc; Nomura International Plc; The Hongkong and Shanghai Banking Corporation Limited; The Royal Bank of Scotland plc; UBS Limited; and Westpac Banking Corporation
Offer Document	WBC EMTN Base Prospectus (PDF 527kb)

Westpac Euro Commercial Paper and Certificate of Deposit Program

Issuer: Westpac Banking Corporation*
Rating	Long	Short
S&P	AA	A-1+
Moody's	Aa1	P-1

Program information
Program type	Euro Commercial Paper and Certificate of Deposit
Currency	Multi
Size	USD 20.0bn
Paying agent	The Bank of New York Mellon
Dealers	Barclays Bank PLC; Deutsche Bank AG, London Branch; Citibank International plc; The Royal Bank of Scotland plc; UBS Limited; and Westpac Banking Corporation London Branch and Sydney Branch
Offer Document	Westpac ECP/CD Information Memorandum (PDF 268kb)

* WSNZL (Guaranteed by WNZL) is also an issuer on this program. See details under the heading 'Westpac Securities NZ Limited (WSNZL) – Programs'

Westpac Euro Transferable Certificate of Deposit Program

Issuer: Westpac Banking Corporation, Sydney and Hong Kong branches
Rating	Long	Short
S&P	AA	A-1+
Moody's	Aa1	P-1

Program information
Program type	Euro Transferable Certificate of Deposit
Currency	Multi
Size	USD 2.5bn
Paying agent	The Bank of New York Mellon, Hong Kong branch
Dealers	Westpac Banking Corporation - Hong Kong branch
Offer Document	Westpac ETCD Information Memorandum (PDF 231kb)

Westpac US Commercial Paper Program

Issuer: Westpac Banking Corporation
Rating	Long	Short
S&P	AA	A-1+
Moody's	Aa1	P-1

Program information
Program type	Section 4(2) US Commercial Paper
Currency	Multi
Size	USD 35.0bn
Paying agent	JPMorgan Chase Bank N.A.
Dealers	Banc of America Securities LLC; Citigroup Global Markets Inc.; Goldman, Sachs & Co.; J.P. Morgan Securities Inc and Morgan Stanley & Co.

Westpac US Medium Term Deposit Note Program

Issuer: Westpac Banking Corporation, New York branch
Rating	Long	Short
S&P	AA	A-1+
Moody's	Aa1	P-1

Program information
Program type	US Medium Term Deposit Note
Currency	Multi
Size	USD 15.0bn
Paying agent	The Bank of New York Mellon
Dealers	HSBC Securities (USA) Inc.; J.P. Morgan Securities Inc.; Merrill Lynch & Co.; Merrill Lynch, Pierce, Fenner & Smith Incorporated; Morgan Stanley & Co. Incorporated; and Westpac Banking Corporation NY Branch

Westpac US 144A Program

Issuer: Westpac Banking Corporation
Rating	Long	Short
S&P	AA	A-1+
Moody's	Aa1	P-1

Program information
Program type	US Medium Term Note Programme (Rule 144A and Reg S)
Currency	USD
Size	USD 35.0bn
Paying agent	The Bank of New York Mellon
Arranger	JPMorgan Securities Inc.
Dealers	Banc of America Securities LLC; Citigroup Global Markets Inc.; Deutsche Bank Securities Inc.; Goldman, Sachs & Co.; HSBC Securities (USA) Inc.; Merrill Lynch, Pierce, Fenner & Smith Incorporated; Morgan Stanley & Co. Incorporated; UBS Limited; UBS Securities LLC; Wells Fargo Securities, LLC; and Westpac Banking Corporation

Westpac Australian Domestic Debt Program

Issuer: Westpac Banking Corporation
Rating	Long	Short
S&P	AA	A-1+
Moody's	Aa1	P-1

Program information
Program type	Medium Term Note and Transferable Certificate of Deposit
Currency	Multi
Size	N/A
Paying agent	BTA Institutional Services Australia Limited
Dealers	Westpac Banking Corporation
Offer Documents	Westpac Domestic Debt Program Information Memorandum (PDF 426kb)

WBC (previously of St.George)

Following the merger between Westpac and St.George, wholesale funding operations for the merged entity are performed by one consolidated Treasury, in the name of Westpac Banking Corporation (Bloomberg “WSTP”).

There is no further primary issuance by St.George.

Information on current outstanding debt programs for debt investors previously of St.George is available below:

Euro Note Program

Issuer: Westpac Banking Corporation (formerly St.George)
Rating	Long	Short
S&P	AA	A-1+
Moody's	Aa1	P-1

Program information
Program type	Euro Note
Currency	Multi
Size	EUR 15bn
Paying agent	HSBC Bank plc
Arranger	UBS Investment Bank
Dealers	Barclays Capital; Deutsche Bank; HSBC; JPMorgan; RBC Capital Markets; St.George Bank Limited; The Royal Bank of Scotland; and UBS Investment Bank

Debt Issuance Program for Senior Notes, Subordinated Notes and Transferable Deposits

Issuer: Westpac Banking Corporation (formerly St.George)
Rating	Long	Short
S&P	AA	A-1+
Moody's	Aa1	P-1

Program information
Program type	Medium Term Note and Transferable Certificate of Deposit
Currency	AUD
Size	N/A
Registrar	Austraclear Services Limited
Dealers	Societe Generale Australia Branch; Macquarie Bank Limited; National Australia Bank Limited; Royal Bank of Canada; and UBS Limited

Westpac Securities NZ Limited (WSNZL)

Find out more about Westpac Securities NZ Limited.

New Zealand Crown guarantee

Information on the New Zealand Wholesale Funding Guarantee facility, including Guarantee Eligibility Certificates issued in relation to Westpac New Zealand Limited as guarantor of Westpac Securities NZ Limited’s wholesale debt programmes and debt issuance is available on the New Zealand Treasury website.

WSNZL - US Commercial Paper Program

Issuer: Westpac Securities NZ Limited (guaranteed by Westpac New Zealand Limited)
Rating	Long	Short
S&P	AA	A-1+
Moody's	Aa2	P-1

Program information
Program type	Section 4(2) US Commercial Paper
Currency	Multi
Size	USD 10bn
Paying agent	JP Morgan Chase Bank, N.A.
Dealers	Banc of America Securities LLC; Citigroup Global Markets Inc.; Goldman, Sachs & Co.; J.P. Morgan Securities Inc. and Morgan Stanley & Co. Incorporated

WSNZL - Euro Medium Term Note Program

Issuer: Westpac Securities NZ Limited (guaranteed by Westpac New Zealand Limited)
Rating	Long	Short
S&P	AA	A-1+
Moody's	Aa2	P-1

Program information
Program type	(EMTN) - Euro Medium Term Note
Currency	Multi
Size	USD 7.5bn
Paying agent	The Bank of New York Mellon
Dealers	Banc of America Securities Limited; Barclays Bank PLC; Citigroup Global Markets Limited; Deutsche Bank AG, London Branch; Goldman Sachs International; HSBC Bank plc; J.P. Morgan Securities Ltd.; Morgan Stanley & Co. International plc; Nomura International plc; The Hongkong and Shanghai Banking Corporation Limited; UBS Limited; and Westpac Banking Corporation
Offer Document	WSNZL EMTN Base Prospectus (PDF 523kb)

WSNZL - Euro Commercial Paper and Certificate of Deposit Program

This program is constituted under the same program documents as Westpac Banking Corporation Euro Commercial Paper and Certificate of Deposit Program.

Issuer: Westpac Securities NZ Limited (guaranteed by Westpac New Zealand Limited)
Rating	Long	Short
S&P	AA	A-1+
Moody's	Aa2	P-1

Program information
Program type	Euro Commercial Paper and Certificate of Deposit
Currency	Multi
Size	USD 20.0bn
Paying agent	The Bank of New York Mellon
Dealers	Barclays Bank PLC; Citibank International plc; Deutsche Bank AG, London Branch; The Royal Bank of Scotland plc; UBS Limited; and Westpac Banking Corporation London Branch and Sydney Branch
Offer Document	WSNZL ECP/CD Information Memorandum (PDF 268kb)

Westpac New Zealand Limited (WNZL)

Find out more about Westpac New Zealand Limited.

New Zealand Government guarantee

Information on the New Zealand Wholesale Funding Guarantee facility, including Guarantee Eligibility Certificates issued in relation to Westpac New Zealand Limited's domestic debt programs and debt issuance is available on the New Zealand Treasury website.

WNZL Domestic Medium Term Note Program

Issuer: Westpac New Zealand Limited
Rating	Long	Short
S&P	AA	A-1+
Moody's	Aa2	P-1

Program information
Program type	Medium Term Note
Currency	NZD
Size	N/A
Paying agent	Link Market Services Limited
Dealers	Westpac Banking Corporation (NZ branch)
Offer Document	WNZL MTN Investment Statement (PDF 212kb)

WNZL Domestic RCD Program

Issuer: Westpac New Zealand Limited
Rating	Long	Short
S&P	AA	A-1+
Moody's	Aa2	P-1

Program information
Program type	Registered Certificate of Deposit
Currency	NZD
Size	N/A
Paying agent	Link Market Services Limited
Dealers	N/A
Offer Document	WNZL RCD Investment Statement (PDF 131kb)

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The Westpac Group

This information does not take your circumstances into account. Read the relevant Product Disclosure Statements or other disclosure documents before making a decision. Unless otherwise specified, the products and services described on this website are available only in Australia from Westpac Banking Corporation ABN 33 007 457 141 AFS Licence No. 233714. Conditions and fees apply.