Personal Accounts Terms & Conditions

Products currently for sale

Find the current T&Cs and recent changes.

Personal Accounts T&Cs

Select below to find the current T&Cs and recent changes.

Deposit Accounts for Personal customers Terms and Conditions

Westpac Choice, Westpac 55+ and retired, Westpac Bump Savings, Westpac Life and Westpac eSaver

Deposit Accounts for Personal Customers Terms & Conditions (PDF 734KB)

Term Deposits & Farm Management Deposits Terms and Conditions

Term Deposit & Farm Management Deposit

Westpac Term Deposits & Farm Management Deposits Terms and Conditions (PDF 429KB)

Westpac Debit Mastercard for Personal Customers Terms and Conditions

Westpac Debit Mastercard for Personal Customers Terms and Conditions (PDF 338KB)

Periodical Payments Terms and Conditions

FSR Period Pay Terms and Conditions (PDF 713KB)

Worldwide Wallet PDS

Worldwide wallet PDS (PDF 371KB)

BPAY Biller, Direct Debit and Credit Information Service

Import Payee, Biller, Direct Debit & Credit Information Service Terms and Conditions and General Information (PDF 146KB)

Spend&Save bonus variable interest Terms and Conditions

https://www.westpac.com.au/personal-banking/bank-accounts/savings-accounts/spend-save-ntb

Products no longer for sale

Find the current T&Cs and recent changes.

Deposit accounts for Personal Customers (No longer available for sale) Terms & Conditions

Westpac Passbook 55+ and Retired, Passbook, Personal Cheque and Premium Saver

Deposit accounts for personal customers (no longer for sale) Terms & Conditions (PDF 640KB)

DIY Super Accounts (No longer available for sale) Terms & Conditions

Westpac DIY Super Working and Westpac DIY Super Savings (PDF 382KB)

Westpac Mastercard Gift Card Conditions of Use (no longer for sale)

Westpac Mastercard Gift Card (No longer available for sale) Terms & Conditions (PDF 139KB)

Westpac Safe Custody (No longer available for sale) Terms & Conditions