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End of Financial Year and your investment loan

End of Financial Year is the time to consider fixing the interest rate on your Westpac Online Investment Loan.

Existing customers who don’t have an existing fixed interest rate loan and wish to establish one, the deadline to fix your interest rate is 30 June 2022.

Customers who wish to rollover an existing fixed interest rate loan, please refer to the maturity letter/email we sent to you for your due date.

In addition to submitting your fixed interest rate loan request, your fixed interest payment (if prepaying) will need to be received by the start of your new fixed interest rate loan.

If you don’t have a Westpac Online Investment Loan and would like to learn more, please visit the Westpac Online Investment Loan website for further information.

How to fix your interest rate

Prior to submitting a fixed interest rate contract request, we recommend that you read the sections ‘Fixed Interest Rate Loans’ and ‘Fixing the rate on your Westpac Online Investment Loan’ below.

Step 1

Request online

Request your fixed interest rate loan online using the button at the top of this page. 

Step 2

Have your details ready

If rolling over an existing fixed interest rate loan, find the details to complete the request in the letter we mailed to you or email we sent you.

If establishing a new fixed interest rate loan, please contact us to confirm your current loan details and interest rate before completing your request.

Step 3

Payment

Pay your fixed interest payment (if prepaying) by the start date of your new fixed interest rate loan.

See ‘What are the fixed interest rate payment options’ below for payment options.

Fixed interest rate loans

It is a loan where the interest rate is fixed (stays the same) for an agreed period.

Fixing the rate on your Westpac Online Investment Loan

For existing customers please refer to the due date on your rollover letter/email.

For new customers who haven’t previously fixed their rate or existing customers wanting to change the start date of their fixed rate loan, the deadline to fix the rate on your Westpac Online Investment Loan is 30 June 2022.

Things you should know

BT Securities Limited ABN 84 000 720 114 AFSL No. 233722 and Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714 are together the issuers of the Westpac Online Investment Loan - Product Disclosure Statement (‘PDS’). This information has been prepared without taking into account your personal objectives, financial situation or needs so, before acting on it, you should consider its appropriateness in regard to these factors. The PDS and other disclosure documents are relevant when deciding whether to acquire or hold this product and can be obtained by phoning 1300 551 744.