Your cash. Your way

Whether it’s getting money for lunch or depositing a cheque or cash, you can do that and more.

Find your nearest ATM

You can search for an ATM using the Westpac App, or our Branch and ATM locator. With our network of Westpac, St.George, Bank of Melbourne and BankSA ATMs, you can do your banking when it suits.

Branch and ATM locator

Using our ATMs

All our ATMs are audio accessible. Screens are displayed in English as well as Chinese, Korean, Vietnamese, Hindi, Bahasa Indonesia, Arabic, Italian and Japanese.

  • Cash and cheques
    Deposit cash and cheques through our Westpac Smart ATMs and get instant value for cash deposited. For cash deposits to some Home and Investment and Offset accounts processing times can vary (Processing times below), and clearance days apply for cheques to all accounts types. Deposit limits will apply. 
     
  • Cardless deposit
    Lets you deposit cash and cheques at any Westpac Smart ATM to an eligible Westpac account without a card. Deposit limits will apply.
     
  • Coin Deposit Machine
    At selected branches you can also deposit coins in a Coin Deposit Machine (CDM) with your card. Deposit limits will apply.
     

Deposit limits: An aggregated deposit limit of up to $10,000 within any rolling 24-hour period may apply to the cash that can be deposited at a Westpac Smart ATM, CDM and Bank@Post - see table below.

Deposit at: Then, you can deposit up to:
Westpac Smart ATM
  • $10,000 cash (notes) per account using your Westpac card
  • $4,000 per account, using cardless deposit
  • 40 cheques at a time, no limits apply
Bank@Post at selected Australia Post Offices
  • a daily limit of $7,000 cash, and less than $1 million for cheques
  • a total limit of less than $1 million (of which no more than $7,000 cash) per customer, when making a mixed cash and cheque deposit
Coin Deposit Machine
  • $10,000 cash (coins) per account using your Westpac card



Processing time: For some Home and Investment Loans and Offset accounts, cash deposits after 7pm (Sydney time) via a Smart ATM or Coin Deposit Machine or after 6.50pm (Sydney time) at participating Bank@Post outlets on a business day, or at any time on any other day, will not be processed until the next business day, despite appearing immediately as available balance in the account, and may impact the interest accrual calculation on your account.

 

A business day means any day other than a Saturday, Sunday, or a national public holiday in Australia.


 

Plus, at most Westpac ATMs attached to a branch you can also:
  • Change your PIN
  • Obtain a summary of balances for all your accounts
  • Print a mini-statement history (up to the last 10 transactions)
  • Transfer money between linked accounts

ATM help

 

When travelling overseas, Westpac, St.George, Bank of Melbourne and BankSA customers can save on ATM fees by using more than 50,000 Global Alliance Partner ATMs. Learn more about our Global Alliance partners ATMs and read our helpful hints.

Give us a call

132 032

8am – 8pm Sydney Time, 7 days

Find an ATM

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