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Stay on top of your finances

  • Create a personalised budget
  • Set savings goals
  • Plan your bill payments
  • See your available cash in a flash
  • Stay financially fit

Try our Tax organiser

New tool in the Westpac App

Don't miss the small things at tax time with our handy tool. Mark tax relevant transactions to keep track of your expenses throughout the year and download a complete summary to stay on top.

Manage your budget

Try our tools to help simplify your day-to-day.

Spend categories

Customise categories to see where your cash goes.

Saving Goals

Make your dreams a reality with our Savings Goals tool.

Cash flow

Track your income vs expenses to help plan for costlier months.


Earn Bonus Cashback# using your linked Westpac debit or credit card.^

Don't get caught short

Use our Budget Planner tool in the App to see how much available cash you’ve got. You can even choose categories and set limits for them to help you track and manage where your money goes.

Sort your Budget


Savings Finder

Savings Finder is a tool in the Westpac App that helps you discover potential savings on your subscriptions and bills.


See what you spend


Savings Finder automatically highlights subscriptions and bills so you can review payments.

Spot opportunities


Once you have looked at your regular expenses you can decide how to adjust your budget and start saving.


Register and download the Westpac App

Register for Online Banking, and you’ll also be registered for the Westpac App. Download or update to the latest version of the app for access to an ever-growing list of app-only features and services.

More ways to help you

Master your money

Explore more resources to help your financial future.

Online Banking

Wherever you are bank securely, easily and quickly.

Financial wellbeing

Develop healthy money habits to help you take control of your finances. Search wellbeing hub in the Westpac App to discover more.  

Things you should know

Read the Westpac Online Banking Terms and Conditions (PDF 555KB) at before making a decision and consider whether the product is right for you.

* Claim based on "The Forrester Digital Experience Review™: Australian Mobile Banking Apps, Q4 2023" an evaluation of five Australian Banks.

#Cashback (including Westpac Bonus Cashback) is offered by ShopBack and not Westpac Banking Corporation (Westpac). Cashback offers are not exclusive to Westpac cardholders. Westpac Bonus Cashback is offered exclusively to Westpac cardholders who have access to Bonus Cashback on top of any other available Cashback. Offer information displayed in the Westpac App are provided by ShopBack. The ShopBack account is not a Westpac account. To earn any Cashback, you must hold and maintain an account with ShopBack. Cashback is paid into your ShopBack account. Eligibility criteria, Cashback redemption, withdrawal conditions and T&Cs apply. See ShopBack for further details.

^To receive Westpac Bonus Cashback, you must add an eligible Westpac debit or credit card to your ShopBack account, make an eligible purchase on the same Westpac debit or credit card and meet the offer criteria. The eligible Westpac debit and credit card must stay linked to your ShopBack account until Westpac Bonus Cashback is confirmed by ShopBack. Otherwise, Bonus Cashback may be rejected. Westpac business debit cards and Westpac business credit cards are currently not eligible for Westpac Bonus Cashback offers.


Savings Goals: Both an account holder and an authorised user can use the Savings Goals feature, including to view, add, edit and delete the savings goals on a Westpac Life or Bump account.


Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Android, Google Play and the Google Play logo are trademarks of Google LLC.


© Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.