Ready-made investment portfolios
Why BT Invest?
Westpac's wealth expert, BT, is now offering a new way to invest that's easy. If you are new to investing or want an expertly managed portfolio, you may like to consider one of five ready-made managed portfolio options. Each is professionally managed to save you time researching, purchasing and monitoring your investments.
Your investments are monitored and rebalanced for you by investment experts.
View your investment portfolio side by side with your online banking and receive tax reporting to make tax time simple.
A ready-made portfolio gives you a diversified investment portfolio in one investment.
Open an account in minutes and start investing from as little as $1,000.
How can I invest?
Choose one of five ready-made BT Invest managed portfolios. These five diversified portfolios are aligned to acknowledged wealth industry profiles covering most stages of your wealth journey (i.e. Conservative, Moderate, Balanced, Growth and High Growth). You choose the portfolio and we’ll do the rest.
See what it's like to use the BT Invest platform
The total fees and charges payable by you will include the fees for the BT Invest service as well as any fees and costs of the available investments chosen by you. It is important to understand the fee of any available investment you choose, and that those fees will be in addition to the fees charged for BT Invest.
The amount you pay for specific investments, is generally shown in the relevant product disclosure statement or other disclosure documents for each available investment.
Ready-made diversified managed portfolio options
|Investment management fee||0.42% p.a.
of the total value invested
|Underlying asset fees||Depending on each asset’s allocation within the managed portfolio the overall cost can be up to 0.19% p.a., but this may change from time to time.|
Managed portfolio options other than the ready-made diversified options
(being the growth focus option and the income focus option)
|Investment management fee||0.22% p.a. to 0.80% p.a.
of the total value invested
|Transactional and operational costs of underlying investments||0.10% p.a. to 0.17% p.a., but this may change from time to time|
|Transaction fees||0.02% p.a. to 0.11% p.a., but this may change from time to time|
This is a summary only. For full information on fees and costs refer to the ‘Fees & Costs’ section of the BT Managed Portfolios Product Disclosure Statement.
What do I need to get started?
- Open a BT Invest account in about 10 minutes.
- Make an initial deposit and choose between Ready-made or Build your own portfolios.
- Start investing.
Important things to consider before you invest
Before you consider investing through BT Invest, it is important you understand the risks that can affect your investment. Generally, these are:
- Risks associated with using BT Invest.
- Investment risks associated with the investments you access through BT Invest.
Things you should know
BT Invest pack (PDF 1.65 MB)
Contains your Investor Guide, Additional Information and Terms Booklet and Financial Services Guide
BT Invest Cash Management Account Pack (PDF 312 KB)
Contains BT Invest Cash Management Account and related Payments Services Terms and Conditions and the Fee and Charges Brochure and Interest Rate Schedule
BT Invest Managed Portfolios PDS Part 1 (PDF 409 KB)
Contains General Information
BT Invest Managed Portfolios PDS Part 2 (PDF 390 KB)
Contains Investment Options Booklet
BT Conservative Portfolio Fact Sheet (PDF 122 KB)
BT Moderate Portfolio Fact Sheet (PDF 121 KB)
BT Balanced Portfolio Fact Sheet (PDF 121 KB)
BT Growth Portfolio Fact Sheet (PDF 122 KB)
BT High Growth Portfolio Fact Sheet (PDF 119 KB)
BT Australian Shares Portfolio (PDF 141 KB)
BT S&P/ASX 20 Shares Portfolio (PDF 125 KB)
Antares Dividend Builder Portfolio (PDF 135 KB)
BT Managed Portfolio Proxy Voting Record (PDF 97 KB)
BT Portfolio Services Ltd ABN 73 095 055 208 AFSL 233715 (BTPS) operates BT Invest. Westpac Financial Services Ltd ABN 20 000 241 127 AFSL 233716 (WFSL) is the responsible entity and issuer of interests in BT Managed Portfolios. Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac) is the issuer of the BT Invest Cash Management Account (BT Invest CMA). Together, these products are referred to as the BT Invest products.
A Product Disclosure Statement or other disclosure document (PDS) for the BT Invest products can be obtained by contacting BT on 1300 881 716 or by clicking here. You should obtain and consider the relevant PDS before deciding whether to acquire, continue to hold or dispose of interests in the BT Invest products.
BTPS and WFSL are subsidiaries of Westpac. Apart from any interest investors may have in Westpac term deposits, Westpac securities or the BT Invest CMA acquired through the BT Invest products, an investment in, or acquired using, the BT Invest products is not an investment in, deposit with or any other liability of Westpac or any other company in the Westpac Group. These investments are subject to investment risk, including possible delays in repayment of withdrawal proceeds and loss of income and principal invested. Westpac and its related entities do not stand behind or otherwise guarantee the capital value or investment performance of any investments in, or acquired through, the BT Invest products.
Unless otherwise stated, capitalised terms used in this website have the meaning given in the BT Invest Investor Guide. Any tax position described in this website is a general statement and for guidance only; it does not constitute tax advice and is based on current tax laws and our interpretation. You should seek independent professional tax advice.