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Personal Loan protection is no longer sold. The information on this product is for existing Personal Loan protection policy holders. 

Having Personal Loan Protection to help cover your repayments means you’ll have one less thing to worry about:

  • Get your monthly repayments paid if you unexpectedly lose your job, for up to 180 days or until you return to work, whichever happens first
  • Get your monthly repayments paid while you’re sick or injured and can’t work
  • Have any balance owing paid off up to $100,000 if you pass away
  • You can claim even if entitled to benefits from another source, such as workers compensation, sick leave or Centrelink.

Of course, like all insurance, some exclusions, limits and conditions apply. For example, if you voluntarily resign or accept a voluntary redundancy you aren’t covered for job loss. Also, if you were not working at least 15 hours or more per week when you became unfit for work, you  will  not be covered.


Personal Loan Protection will help pay your personal loan repayments if you:

  • Lose your job
  • Become unfit for work due to sickness, injury, or disease
  • Die, it will pay the balance owing on your personal loan up to $100,000. 

Other benefits

  • You don’t pay more because of your age, job, or health record
  • You can claim even if you are entitled to benefits from another source, such as workers compensation, sick leave or Centrelink.

How to claim

Lodging a claim is simple

What happens after you claim?

You'll be contacted within 10 working days to either:

  • Confirm if your claim has been accepted, or
  • Request additional information to help reach a decision on your claim.

Need claim help?

If you have any questions, or would like help completing the claim form, call 1300 369 989.

Things you should know

Unemployment Job Loss Claim Form (PDF 90KB)

Unfit For Work Claim Form (PDF 118KB)

Credit Card Repayment Protection, Flexi Loan Repayment Protection and Personal Loan Protection are issued by Allianz Australia General Insurance Limited ABN 99 003 719 319 (AAGIL) (issuer of the unfit for work and job loss covers) and Westpac Life Insurance Services Limited ABN 31 003 149 157 (issuer of the death cover). AAGIL is a corporate authorised representative of Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708. This information does not take into account your personal circumstances, so please consider the Product Disclosure Statement or policy wording. To obtain a copy please call 1300 369 989.