Skip to main content Skip to main navigation
Skip to access and inclusion page Skip to search input

Home loan repayments

Estimate your monthly home loan repayments based on your loan amount.

How much can I borrow?

Find out your borrowing power with our mortgage calculator.

Things you should know

The output of this calculator, is subject to the assumptions provided and are subject to change. These calculations do not constitute an offer of credit or a quote and are only an estimate of what you may be able to borrow based on the accuracy of the information provided. It doesn't take into account any product features or any applicable fees. Our lending criteria and the basis upon which we assess what you can afford may change at any time without notice.

Remember, your borrowing power is only an indication of how much you can borrow. Westpac will normally lend up to 80% of a standard residential property's value. With Lenders Mortgage Insurance, Westpac can lend up to 95% of a standard residential property's value (90% of a vacant block of land's value).

All interest rates referred to in the calculators are current, as indicated on our interest rate pages.  The interest rates represented on these calculators are Westpac's standard interest rates and exclude any package or promotional discounts and are subject to change. When assessing ability to service a loan, Westpac may use an interest rate that is higher than the current interest rate for the loan requested.