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Singapore Airlines Westpac Platinum Card (no longer for sale)

Update  

Our Singapore Airlines Westpac  Platinum credit card is no longer available. See our full range of available credit cards.

Essentials

KrisFlyer miles earned per $1 spent on purchases

  • 1.5 KrisFlyer miles - Singapore Airlines Westpac Platinum Visa (outside Australia)
  • 0.5 KrisFlyer miles - Singapore Airlines Westpac Platinum Visa (in Australia)
  • Earn double the usual KrisFlyer miles when you use either of your Singapore Airlines Westpac Platinum credit cards to purchase flights or upgrades in Australian dollars from singaporeair.com.

Complimentary Insurances

Access to Interstate Flight Inconvenience Insurance and Rental Vehicle Excess in Australia cover, up to 6 months’ complimentary cover for international travel insurance, plus extended warranty, purchase protection for up to 4 months’ and overseas transit accident insurance. (terms, conditions, exclusions and eligibility criteria apply). 4

Variable interest rate

  • On purchases - 19.99% p.a.
  • On cash advances - 21.49% p.a.

Interest free days and more

  • Up to 45 days interest free on purchases when full closing balance is paid by the statement due date
  • Annual card fee currently $250
  • Minimum card limit $6,000
  • Pay for everyday purchases under $100 with the ease and convenience of contactless technology
  • Recommended income to apply $30,000.

Features

Earning with everyday spend

  • Earn 1.5 KrisFlyer miles per $1 spent on purchases outside Australia with your Singapore Airlines Westpac Platinum Visa
  • Earn 0.5 KrisFlyer miles per $1 spent on purchases in Australia with your Singapore Airlines Westpac Platinum Visa
  • Points are automatically credited to your KrisFlyer account every month once you’ve provided us with your Singapore Airlines KrisFlyer membership details
  • If you do not provide a KrisFlyer membership number at the time of application we will automatically create a KrisFlyer membership for you upon approval of your Singapore Airlines Westpac Platinum credit cards.

Earning bonus KrisFlyer miles

  • Earn double the usual KrisFlyer miles when you use either of your Singapore Airlines Westpac Platinum credit cards to purchase flights or upgrades in Australian dollars from singaporeair.com.

Redeem for flights

Redeem your KrisFlyer miles for flights on Singapore Airlines and more than 20 airline partners.

Earning KrisFlyer miles on Singapore Airlines Westpac Platinum cards

The details on how and when you earn KrisFlyer miles and when they are transferred to your KrisFlyer membership account are in the Singapore Airlines Westpac Platinum Credit Cards Conditions of Use. You need to be a member of the KrisFlyer programme to earn and redeem miles. KrisFlyer programme Terms and Conditions also apply. KrisFlyer miles are not earned on balance transfers or cash advances.

When do special promotions not apply?

Special promotions (including bonus points, introductory balance transfer rates and purchase rates) don’t apply to customers who obtain a Westpac credit card by switching or upgrading from an existing Westpac card, or accessing Westpac employee benefits, or as part of a package (unless the package conditions state otherwise).

Fees

Fees (these may change) Amount
Annual card fee $250
Foreign transaction fee

A Foreign Transaction Fee is payable as a percentage of the Australian dollar value of any Foreign Transaction. The percentage will vary depending on the applicable credit card scheme:

1. Transactions in foreign currency

  • Visa: 3.0%

2. Transactions in Australian dollars and the merchant or financial institution accepting the card is located overseas:

  • Visa: 3.0%

Note: It may not always be clear to you that the Merchant or entity processing the transaction is located outside Australia. More about this fee.

Cash advance fee

An administrative charge of 3% of the value of the transaction will apply to each cash advance made on your card account.

These charges will appear on your credit card statement directly below the relevant cash advance.

Missed payment fee $15 may be payable each statement cycle that the whole of the minimum monthly payment is not paid by the statement due date. If charged, the Missed Payment Fee will be debited to your account.
Overlimit fee If your card account was opened before 4 June 2012, a fee of $15 may be debited from your credit card account every time you exceed your credit limit during a statement cycle. It is debited from your account in that statement cycle, on or after the day(s) your credit limit is exceeded. This fee may also be charged whenever your account is over limit at the commencement of a statement cycle.
Non-Westpac Group ATM fee Although not a Westpac fee, using your card in a non-Westpac Group ATM may result in a charge to you. Avoid this fee by using one of Westpac’s extensive network of 2,900 ATMS across Australia (including any St.George, BankSA and Bank of Melbourne ATMs) . Find a Westpac Group ATM.
Credit card surcharge In some instances, businesses may administer a ‘surcharge’ for credit card payments. Usually, these are a percentage fee of your purchase amount. Ask the merchant if a surcharge applies and how much it is before paying if you’re unsure.

Rates

Transaction Interest Rates
Purchases 19.99% p.a. (variable)
Cash advances 21.49% p.a. (variable)

For more information, including the Consumer Credit Card Conditions of Use, see Singapore Airlines Westpac Platinum Credit Cards Conditions of Use (PDF 361KB).

Be credit savvy: Before applying, consider a realistic credit limit and check all conditions, interest rates, fees and charges on your selected card.

More details about the KrisFlyer programme

You need to be a member of the Singapore Airlines KrisFlyer programme to earn and redeem miles. KrisFlyer programme Terms and Conditions also apply.  For more details visit singaporeair.com/krisflyer.

Credit card repayment protection

Optional credit card repayment protection insurance helps cover your card repayment obligations if you lose your job, or are unfit for work due to sickness, injury, or disease.

Credit Card Repayment Protection is issued by Allianz Australia General Insurance Limited ABN 99 003 719 319 (previously known as Westpac General Insurance Limited) (AAGIL) and Westpac Life Insurance Services Limited ABN 31 003 149 157 (issuer of the death cover). AAGIL is a corporate authorised representative of Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708. This information does not take into account your personal circumstances, so please consider the Product Disclosure Statement. To obtain a copy please call 1300 369 989

Things you should know

Westpac Credit Cards Complimentary Insurance Policy (PDF 6MB) (for claim events prior to 1 October 2017)

Westpac Credit Cards Complimentary Insurance Policy (PDF 304KB) (effective 1 October 2017)

4. Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631, trading as Allianz Global Assistance (AGA), under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz), has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac) which allows eligible persons to claim under it as third party beneficiaries. Access to the benefit of cover under the Credit Card Complimentary Insurance is provided to eligible Westpac cardholders by operation of s48 of the Insurance Contracts Act 1984 (Cth). If an eligible persons wishes to claim any of these benefits, they will be bound by the eligibility criteria, terms, conditions, limits and exclusions contained in the Complimentary Insurance Policy Information booklet (PDF 304KB) which may be amended from time to time. This insurance is underwritten by Allianz. Westpac does not guarantee this insurance. This information does not take your personal objectives, circumstances or needs into account. Consider its appropriateness to these factors before acting on it.