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Update  

Our Singapore Airlines Westpac  Platinum credit card is no longer available. See our full range of available credit cards.

Essentials

Two cards linked to one account

A Singapore Airlines Westpac Platinum American Express® Card for maximum points earn and a Singapore Airlines Westpac Platinum Visa for worldwide acceptance.

KrisFlyer miles earned per $1 spent on purchases

  • 1.25 KrisFlyer miles - Singapore Airlines Westpac Platinum American Express® Card
  • 1.5 KrisFlyer miles - Singapore Airlines Westpac Platinum Visa (outside Australia)
  • 0.5 KrisFlyer miles - Singapore Airlines Westpac Platinum Visa (in Australia)
  • Earn double the usual KrisFlyer miles when you use either of your Singapore Airlines Westpac Platinum credit cards to purchase flights or upgrades in Australian dollars from singaporeair.com.

Insurance and concierge

  • Platinum concierge service
  • Complimentary insurance covers.

Variable interest rate

  • On purchases - 19.74% p.a.
  • On cash advances - 20.49% p.a.

Interest free days and more

  • Up to 45 days interest free on purchases when full closing balance is paid by the statement due date
  • Annual fee currently $250
  • Minimum card limit $6,000
  • Pay for everyday purchases under $100 with the ease and convenience of contactless technology
  • Recommended income to apply $30,000.

Features

Earning with everyday spend

  • Earn 1.25 KrisFlyer miles per $1 spent on purchases with your Singapore Airlines Westpac Platinum American Express® Card
  • Earn 1.5 KrisFlyer miles per $1 spent on purchases outside Australia with your Singapore Airlines Westpac Platinum Visa
  • Earn 0.5 KrisFlyer miles per $1 spent on purchases in Australia with your Singapore Airlines Westpac Platinum Visa
  • Points are automatically credited to your KrisFlyer account every month once you’ve provided us with your Singapore Airlines KrisFlyer membership details
  • If you do not provide a KrisFlyer membership number at the time of application we will automatically create a KrisFlyer membership for you upon approval of your Singapore Airlines Westpac Platinum credit cards.

Earning bonus KrisFlyer miles

  • Earn double the usual KrisFlyer miles when you use either of your Singapore Airlines Westpac Platinum credit cards to purchase flights or upgrades in Australian dollars from singaporeair.com.

Redeem for flights

Redeem your KrisFlyer miles for flights on Singapore Airlines and more than 20 airline partners.

Earning KrisFlyer miles on Singapore Airlines Westpac Platinum cards

The details on how and when you earn KrisFlyer miles and when they are transferred to your KrisFlyer membership account are in the Singapore Airlines Westpac Platinum Credit Cards Conditions of Use. You need to be a member of the KrisFlyer programme to earn and redeem miles. KrisFlyer programme Terms and Conditions also apply. KrisFlyer miles are not earned on balance transfers or cash advances.

When do special promotions not apply?

Special promotions (including bonus points, introductory balance transfer rates and purchase rates) don’t apply to customers who obtain a Westpac credit card by switching or upgrading from an existing Westpac card, or accessing Westpac employee benefits, or as part of a package (unless the package conditions state otherwise).

Fees

Fees (these may change) Amount
Annual fee $250
Foreign transaction fee

A Foreign Transaction Fee is payable as a percentage of the Australian dollar value of any Foreign Transaction. The percentage will vary depending on the applicable credit card scheme:

1. Transactions in foreign currency

  • Visa: 3.0%
  • American Express®: 3.5%

2. Transactions in Australian dollars and the merchant or financial institution accepting the card is located overseas:

  • Visa: 3.0%
  • American Express®: 0.0%

Note: It may not always be clear to you that the Merchant or entity processing the transaction is located outside Australia. More about this fee.

Cash advances/withdrawal fee

An administrative charge of 2% of the value of the transaction will apply to each cash advance made on your card account, where your account has a negative (debit) balance after the transaction has been posted to it. A minimum charge of $2.50 and a maximum charge of $150 will apply.

Where your account has a positive (credit) balance after the transaction has been posted to it, only a charge of $2.50 will apply.

These charges will appear on your credit card statement directly below the relevant cash advance.

Missed payment charge $9 may be payable each statement cycle that the whole of the minimum monthly payment is not paid by the statement due date. If charged, the Missed Payment Charge will be debited to your account.
Over-limit fee If your card account was opened before 4 June 2012, a fee of $9 may be debited from your credit card account every time you exceed your credit limit during a statement cycle. It is debited from your account in that statement cycle, on or after the day(s) your credit limit is exceeded. This fee may also be charged whenever your account is over limit at the commencement of a statement cycle.
Duplicate statement fee $7.50 may be debited from your credit card account if you, or an additional cardholder, order a copy of a statement that has already been issued for your account. This fee is debited from your account on or after the day you order the duplicate statement.

 

For more fee information see the  Singapore Airlines Westpac Platinum Credit Cards Conditions of Use (PDF 354KB)  

Rates

Transaction Interest Rates
Purchases 19.74% p.a. (variable)
Cash advances 20.49% p.a. (variable)

For more information, including the Consumer Credit Card Conditions of Use, see Singapore Airlines Westpac Platinum Credit Cards Conditions of Use (PDF 354KB).

Westpac Platinum Rewards Cards Concierge Service Terms and Conditions (PDF 116KB)

Westpac Rewards Cards Emergency Travel Assistance Terms and Conditions (PDF 116KB)

Be credit savvy: Before applying, consider a realistic credit limit and check all conditions, interest rates, fees and charges on your selected card.

More details about the KrisFlyer programme

You need to be a member of the Singapore Airlines KrisFlyer programme to earn and redeem miles. KrisFlyer programme Terms and Conditions also apply.  For more details visit singaporeair.com/krisflyer.

Credit card repayment protection

Optional credit card repayment protection  insurance helps cover your card repayment obligations if you lose your job, or are unfit for work due to sickness, injury, or disease.

Credit Card Repayment Protection Product Disclosure Statement (PDF 123KB)  

This insurance is issued by Westpac General Insurance Limited ABN 99 003 719 319 (WGIL) and Westpac Life Insurance Services Limited ABN 31 003 149 157 (WLIS) each of which is liable for separate risks under the terms of the policy. This product is distributed by Westpac Banking Corporation ABN 33 007 457 141 (the Bank). The policy is not an investment in or deposit with the Bank. No Westpac Group company (other than the Bank as policy distributor and WGIL and WLIS as the product issuers) has any liability in connection with the policy or this document. The Bank does not guarantee payments under the policy.

Please feel free to contact us anytime on 1300 130 961.

Things you should know

American Express® is a registered trademark of American Express. The Westpac American Express Card is issued by Westpac Banking Corporation pursuant to a license from American Express.

Complimentary insurance covers: QBE Insurance (Australia) Limited ABN 78 003 191 035 AFSL 239545 has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 which allows eligible Westpac account holders and cardholders to claim under it as third party beneficiaries. The terms, conditions, limits and exclusions, of the group policy, are set out in the Westpac Credit Cards Complimentary Insurance Policy, which may be amended from time to time. Westpac does not guarantee the insurance. You can get a copy of the policy booklet by calling 1300 130 961.