Automatic payments are a handy way to pay your regular bills such as power, gas and phone or gym membership automatically from your credit card. Setting up automatic payments can take the hassle out of remembering when your regular expenses are due; some companies even offer discounts if you pay by automatic payment.
Setting up automatic payments from your credit card
Contact the service provider you want to set up an automatic payment with.
You’ll need to supply them with:
- Your Westpac credit card number
- Credit card expiry date
- Card verification number – this is the last three digits on the back of your Visa or Mastercard® or the four digits on the right hand side on the front of your American Express® card.
With some service providers you’ll be able to supply your details on their website. However, with some providers you’ll need to supply your details over the phone or in writing.
Transferring existing automatic payments to your new Westpac credit card
If you have existing payments being debited from an old credit card (such as phone, electricity, or gym memberships), you’ll need to let them know your new card details.
How to let service providers know you’re changing your payment details
- Give them a call
- Check their website to see if you can update your details online
What if my service provider needs my new details in writing?
We’ve taken the hassle out of letting your service providers know your new details in writing. You can fill in our online form with your new details, print the form and mail it to your service provider.
Things you should know
A fixed dollar or percentage of your monthly credit card statement closing balance will be paid. If the 'closing balance' is less than your nominated amount, only the 'closing balance' will be paid.
If your nominated amount falls below the 'minimum payment' due, Westpac will debit the minimum payment due.