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Frequently asked questions

All you need is a Westpac card with the contactless technology. To find out if your card has contactless technology, check it has the contactless symbol on the front.

Security of contactless payments

No. Your card has to be within 4cm of the contactless terminal and held for more than half a second and the merchant must have first entered the amount for you to approve.  

Things you should know

*As at 1 April 2023, the contactless ‘tap and go’ transaction limit on Westpac Mastercard cards is changing back to $100 from the temporary limit of $200. This is progressively being rolled out, and will be available on certain Westpac Mastercard cards and payment terminals at certain retailers. Customers are encouraged to follow the prompts at each terminal to determine whether a PIN is required.

This information doesn't consider your circumstances. Before you make a decision, read the terms and conditions available at, by calling 132 032 or by visiting any Westpac branch and ensure that the product is right for you. Transaction fees and charges may apply.