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Credit limit increase

How can I increase my credit limit?

You can request to increase your credit limit in the following ways:

What are credit limit increase invitations?

If you would like to hear from us about credit limit increase offers, you can register to receive written credit limit increase invitations.

  • By registering, you can apply for a credit limit increase through a shorter process
  • You can give or withdraw your consent at anytime by calling 1300 651 089 between the hours of 8am and 8pm, Monday to Friday
  • Your consent will apply to all credit cards you have with Westpac.

Registering your consent to receive written credit limit increase invitations is easy:

How can I decrease my credit limit?

You can decrease your credit limit at any time. Please note, minimum card limits will apply for each credit card. Call us on 1300 130 961.


Product name Minimum limit Maximum limit
Altitude Black and Earth Black credit cards $15,000 $75,000
Altitude Platinum credit card $6,000 $30,000
Altitude Platinum Plus credit card $8,000 $75,000
Earth Platinum Plus credit card $8,000 $50,000
All Gold credit cards $5,000 $30,000
Ignite credit cards $2,000 $25,000
All Platinum credit cards $6,000 $50,000
Student credit card $300 $1,000
Other personal credit cards $500 $25,000