Under 21s & students

Deposit Accounts for Personal & SMSF customers Terms and Conditions (PDF 614KB)

Westpac Emergency Cash and Westpac cardless cash Terms and Conditions (PDF 115KB)

Online Banking Terms and Conditions (PDF 288KB)

Before making a decision about any of our products or services, please read all the terms and conditions. Fees and charges apply and may change.

Information valid as at 08/04/17 and subject to change. Terms and Conditions, fees and charges apply.

1. $0 monthly service fee (other fees may apply) whilst you are a full time tertiary student or under 21. Drop into any branch with your full time tertiary student ID to enjoy the $0 monthly service fee. If you are under 21 the $0 monthly service fee is automatically applied until you are 21.

*$50 Offer: Fees and charges apply. Read the terms and conditions before making a decision and consider whether the product is appropriate for you. Excludes customers who have held a Choice account with Westpac anytime from 4/6/17. You must be under 21 or a full time student or New to Australia (i.e., arrived in the last 12 months) to be eligible for this offer. New to Australia customers must use westpac.com.au/newarrivalsform to open the Choice account and apply for the offer.  Eligible customers need to open a Choice account online between 4/6/18 and 29/7/18 (inclusive) and deposit a minimum of $250 within 45 days of account opening. Eligible customers who have completed identification will receive $50 deposited into their account within 60 days of account opening. Offer limited to one $50 deposit per eligible customer. Where a joint account is opened, the offer is limited to only one $50 deposit in respect of the account. If one of the joint account holders has already received their $50 deposit in respect of another account, then none of the remaining joint account holders will be eligible for the offer in respect of the joint account. © Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.