Questions to ask when opening an everyday bank account

Not all everyday bank accounts are the same. Many offer a range of other features and services. Here are some tips that may assist you in working out which everyday bank account to go with.
Not all everyday bank accounts are the same. Many offer a range of other features and services. Here are some tips that may assist you in working out which everyday bank account to go with.
Generally speaking, you should be able to get cash out at any ATM in Australia; however you’ll generally pay a withdrawal fee when using an ATM that isn’t operated by your bank. The trick is to look for an everyday account that is linked to a large ATM network.
With Westpac for example, you’ll get access to Westpac, St.George, BankSA and Bank of Melbourne and select Westpac Group Partner ATMs without paying a fee. You’ll also pay no ATM withdrawal fee overseas when using one of the Global ATM Alliance or partner ATMs.1
These days banking is more about sorting your finances on the go – all with the help of your mobile phone.
Mobile banking apps have become a fairly standard offering for banks these days. However, the features they offer can vary significantly, so it’s worthwhile checking how they could help you bank with ease.
Westpac’s mobile banking app, for example, offers a range of services that go beyond just the ability to check your balance in a hurry and transfer between accounts. Some of its features include:
An everyday account should make your life easier, so opening the account should be seamless as well. These days, there’s generally no need to head into a branch to open an account as it can often be done online. Even your identity verification can be done in an online application.
With Westpac, you can open a Westpac Choice account online in less than 3 minutes. If you live overseas and are thinking about moving to Australia, you can find out more about how to open your account here.
This information does not take your personal objectives, circumstances or needs into account. Consider its appropriateness to these factors before acting on it.
4. Get up to $500 per day and a maximum of $1000 per week , subject to account daily maximum limits. Only available at Westpac ATMs in Australia.
5. Available on personal credit and Mastercard® debit cards only. Cards to which a temporary lock can be applied will be listed when you sign in to Mobile Banking or Online Banking and visit Lock a card temporarily under Cards services. Daily and weekly limits apply. See Westpac Emergency CashTM and Westpac Get CashTM Terms and conditions for details.