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Money saving tips for travellers

Planning on heading overseas? These money saving tips could help make your travel budget go the extra mile.

Be flexible with your travel dates or destination

If you can plan your holiday around the “shoulder season” – just before and after high season – there are often bargains to be had. Travel agents sometimes post special deals in this time to drive business during quieter months.

There’s more to frequent flyer schemes than points and miles …

If you’re part of an airline loyalty scheme you could be one of the first to hear about and benefit from deals your airline is promoting, in addition to earning points you may be able to use for future flights or upgrades.

Use Global Alliance ATMs overseas

If you’re a Westpac customer, you can avoid ATM withdrawal fees when you use one of over 50,000 Global Alliance ATMs worldwide, including Barclays, Bank of America and Deutsche Bank ATMs. Tracking a Global Alliance ATM down is easy – simply use the ATM locator in the Westpac mobile banking app to find the nearest one to you.1

Save up and budget for your break

Once you know where you’re going and how long for, start thinking about budgeting. Do some research online to see what things cost in your destination and work out an average daily spend based on whether you want to go budget or luxury. Don’t forget to set aside some emergency funds, just in case.  It might help to stick a photo of your destination to your fridge to keep you motivated!

How about a prepaid travel money card?

A Westpac travel money card works like a prepaid debit card that lets you load up to 5 currencies at once. You can transfer money to your card whenever it suits you, such as when the exchange rate is in your favour.  If you’re in a country where the local currency is loaded on to your card (such as Euros in France or US Dollars in the USA), you can avoid paying the 3% foreign conversion fee as well as the ATM withdrawal fee when getting cash out at a Global Alliance ATM. Transaction fees may apply. 2

Find out more about Westpac travel money cards

Things you should know

This information does not take your personal objectives, circumstances or needs into account. Consider its appropriateness to these factors before acting on it.

1. Other fees may be payable. A 3% Westpac Foreign Transaction Fee applies to overseas debit or credit card withdrawals. A 2% cash advance fee applies to credit card withdrawals where the ‘credit’ option is selected. A list of Global Alliance members is available at westpac.com.au/unstoppableyou.  Excludes American Express® cards.

2 You must be 16 years or older and have an Australian residential address to be eligible for this product. You should read the Westpac Global Currency Card Product Disclosure Statement before making a decision and consider whether this product is appropriate for you. A foreign exchange fee is payable when you make a purchase in a currency that has not been loaded to your card or is not supported by the Global Currency Card