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The financial habits

Like any habits, your financial habits can be changed. Which of the profiles below best reflects you, and your partner? And which of these habits will you carry forward to achieve your financial goals together?


Proactive Planner

The Proactive Planner has their life mapped out and doesn’t leave anything to chance.

Emotional Spender

Feelings often override cool-headed planning for an Emotional Spender.

Cautious Saver

The future-focused Cautious Saver often has a detailed plan and is not a fan of risk or change.

Spontaneous Spender

‘Living in the moment’ is the motto for Spontaneous Spenders.


Having experienced a financial setback, the Rebuilder is focussed on restoring their financial position.

Enthusiastic Saver

The Enthusiastic Saver is always on the lookout for the latest financial trend to help them achieve financial ‘gold’.

Things you should know:

The recommendations as a result of you using this tool is intended as a guide only. It is for illustrative purposes only and is based on the accuracy of the information provided. This information does not take your personal objectives, circumstances or needs into account. Consider its appropriateness to these factors before acting on it. Read the disclosure documents for your selected product or service, including the Terms and Conditions or Product Disclosure Statement, before deciding. Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.