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We’re here to help

Westpac has supported our business customers through both good times and tough times, for more than 200 years – and will continue to be here for you as the COVID-19 situation evolves.

SME Business Loans

Annual turnover of less than $50 million? You may be eligible to access a loan of up to $1 million under Phase 2 of the Government’s Coronavirus SME Guarantee Scheme.

Applications are now open for small and medium-sized enterprises (SMEs).

  • Secured and unsecured loans1
  • Terms of 3 or 5 years
  • Available to both new and existing Westpac customers.
Learn more about SME Business Loans

Other support

Repayment deferrals

Information for customers with a business repayment deferral.

JobKeeper temporary funding assistance

Access a temporary overdraft while you await JobKeeper payments.


Business tips and ideas

We appreciate your business may be disrupted by the COVID-19 situation. Our articles and videos may help.

Alternatives to banking in branch

Online and mobile banking gives you safe access to your accounts and key banking services – from anywhere at any time. 


Please note: Terms, conditions and eligibility criteria apply to all elements of the Westpac COVID-19 business support package detailed above. Follow the links for details.

Things you should know

1. Unsecured available up to $75,000. Director guarantees may be required.

Credit criteria, fees, charges, terms and conditions apply. Talk to your banker for product details.

The JobKeeper program is a Federal Government initiative and we provide a link to the external site for your convenience. This information is provided for general information only. Please read the Government’s fact sheet to see if you are eligible and for terms and conditions that apply. You should consider seeking independent legal, financial, taxation or other advice on how the Federal Government initiatives relate to your circumstances.

Please read the Online Banking Terms and Conditions, or Phone Banking Terms and Conditions, at before making a decision and consider whether either of these products are right for you.