Skip to main content Skip to main navigation
Skip to access and inclusion page Skip to search input

Credit and debit interest rates

Corporate tiered credit interest rates1



  Balance Interest rate % p.a.
Effective from 27th March 2020
Prior Interest rate % p.a.
Effective from 16th March 2020
$0 to $49,999.99 0 0
$50,000 to $249,999.99 0 0
$250,000 to $499,999.99 0 0
$500,000 to $4,999,999.99 0 0
$5,000,000 to $9,999,999.99 0 0.05
$10,000,000 to $49,999,999.99 0.05 0.10
$50,000,000 to $1,000,000,000 0.10 0.15

* Rates are tiered and increase as the balance thresholds are exceeded.


Market linked credit interest rates2

Weekly average 30 day bank bill offer rate

Effective date Interest rate % p.a.
29th June 2020 0.04
6th July 2020 0.04

* Less customer negotiated margin


Reference lending rate

Effective 6th April 2020

Reference lending rate 4.08% p.a.


RBA official cash rate

Effective 20th March 2020

RBA official cash rate 0.25% p.a.


Market linked debit interest rates3

Weekly average 30 day bank bill bid rate

Effective date Interest rate % (p.a.)
29th June 2020 0.14
6th July 2020 0.14

* Plus customer negotiated margin 
 

Things you should know
  1. Rates are tiered and increase as the balance thresholds are exceeded.
  2. Less customer negotiated margin.
  3. Plus customer negotiated margin.

All interest rates quoted are variable unless otherwise indicated. Fees and charges apply. All lending is subject to the Bank's normal lending criteria. Interest rates are subject to change and margins may apply.

Products and services described here are only available within Australia.

The content on these pages is for information only and is not an offer by the Bank.