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Credit and debit interest rates

Corporate tiered credit interest rates1



  Balance Interest rate % p.a.
Effective from 21st November 2023
Prior Interest rate % p.a.
Effective from 23rd May 2023
$0 to $49,999.99 0.20 0.15
$50,000 to $249,999.99 0.25 0.20
$250,000 to $499,999.99 0.40 0.30
$500,000 to $4,999,999.99 0.55 0.45
$5,000,000 to $9,999,999.99 0.90 0.70
$10,000,000 to $49,999,999.99 1.25 1.00
$50,000,000 to $1,000,000,000 1.55 1.30

* Rates are tiered and increase as the balance thresholds are exceeded.


Market linked credit interest rates2

Weekly average 30 day bank bill offer rate

Effective date Interest rate % p.a.
25th March 2024 4.25
2nd April 2024 4.25

* Less customer negotiated margin


Reference lending rate

Effective 21st November 2023

Reference lending rate 8.33% p.a.


Market linked debit interest rates3

Weekly average 30 day bank bill bid rate

Effective date Interest rate % (p.a.)
25th March 2024 4.35
2nd April 2024 4.35

* Plus customer negotiated margin 
 

Things you should know
  1. Rates are tiered and increase as the balance thresholds are exceeded.
  2. Less customer negotiated margin.
  3. Plus customer negotiated margin.

All interest rates quoted are variable unless otherwise indicated. Fees and charges apply. All lending is subject to the Bank's normal lending criteria. Interest rates are subject to change and margins may apply.

Products and services described here are only available within Australia.

The content on these pages is for information only and is not an offer by the Bank.