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Benefits for your not-for-profit organisation

  • No account-keeping fees
  • No fees to move cash to and from your Westpac transaction account through Online Banking and the Westpac App
  • Regularly deposit funds to grow savings balance
  • Earn interest on your surplus funds, noting that zero interest rates may apply from time to time¹
  • Get access to your savings at any time²
  • No minimum balance needed

How it works

To operate your Community Solutions Cash Reserve bank account for not-for-profits, you need to have an eligible Westpac transaction account in the same name. This lets you move your money between these accounts as often as you like – and it’s free when using Online Banking and the Westpac App.

Account fees

Account Amount
Account-keeping fee (formerly known as monthly service fee) $0
Number of free transactions per month Unlimited transfers between other Westpac transaction accounts held by customer in the same name(s) as the Community Solutions Cash Reserve account, using Online Banking or the Westpac App
eStatements $0

Transaction fees (charged per transaction)

Transaction Amount
Self-service (electronic) withdrawals - transfers between other Westpac transaction accounts by Business Online Banking or the Westpac App $0
Self-service (electronic) deposits $0
Cheques collected or deposited (Additional charge for the branch transaction applies) $0
Staff assisted withdrawal (not usually available) $5
Staff assisted deposit (including cheques) $0
Narrated credits (not usually available) $2.50

Account enquiries

Enquiries Amount
Business Telephone Banking $0
Business Online Banking $0

Includes balance enquiries and obtaining deposit or withdrawal details. Other bank charges may apply. See Terms and Conditions


  • 18+ years old (applicant plus all signatories)
  • Not-for-profit organisations including charities, community and sporting groups, schools, government bodies, and registered political parties
  • Operating in Australia with an Australian address
  • Needs an eligible Westpac business transaction account to link to.

Not eligible for this account? Try a Business Cash Reserve account.

Things you should know

Deposit Accounts for Business Customers Terms and Conditions (PDF 556KB)

1. Zero interest rates may apply, and then you will receive no interest on your account balance. References to interest being paid should be read accordingly.

2. Access to funds is subject to system availability.

Narrated credits

Branch transactions using a serial number encoded deposit slip enabling you to identify the deposit from the serial number used.

Overseas ATM cash withdrawal surcharges.

Fees, charges, terms and conditions apply. Talk to your banker for more product details.