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Compare business savings accounts

Compare all our business savings, term deposits and investment accounts.

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Things you should know

Deposit Accounts for Business Customers Terms and Conditions (PDF 384KB)

Term Deposits & Farm Management Deposits - Terms and Conditions (PDF 3MB)

Important Information Document (PDF 1MB)

 

^Account opening criteria applies.


1. Any discretionary rates offered above may only be available through Westpac Live Online Banking.

Westpac Live will be available to update Term Deposits from 8:00 am to 9.30 pm on a Business Day and 8:00am to 4:00pm Saturdays (Sydney time)

Customers must provide a minimum 31 days' notice to access funds prior to maturity (except in cases of hardship). If the rate applying to your term deposit is a special or standard rate and your term deposit rolls over automatically, it may be automatically re-invested at a lower rate than the initial rate (including any initial special rate).

Early withdrawal may reduce returns. Term Deposits are 'protected accounts' under the Financial Claims Scheme (FCS). Payments under the FCS are subject to a limit for each depositor. For more information see the APRA website at apra.gov.au. This information does not take into account your personal objectives, financial situation or needs. Read the Terms and Conditions (PDF 3MB) and Important Information Document (PDF 1MB) before making a decision and consider whether the product is appropriate for you. Other fees, charges, terms and conditions apply.


2. Westpac everyday account: To open a Cash reserve or Cash reserve bonus account, you must hold a Westpac business transaction account in the same name. Fees and charges apply on a Westpac everyday account.

 

To be eligible to apply for Business Cash Reserve or Business Cash Reserve Bonus savings account, you must hold another Westpac Business transaction account(s) in the same name as the Business Cash Reserve or Business Cash Reserve Bonus savings account.
 

Westpac Community Solutions One is available for not-for-profit organisations including companies operating on a non profit or charitable basis. Westpac reserves the right, with at least 30 days written notice, to change the account to a Westpac Business One - Low Plan if it considers that the account is being used for profit-making purposes.
 

24/7 access is subject to system availability.
 

To be eligible to apply for Community Solutions Cash Reserve or Community Solutions Cash Reserve Bonus savings account, you must hold another Westpac Community Solutions One account(s) in the same name as the Community Solutions Cash Reserve or Community Solutions Cash Reserve Bonus savings account.

Tax information is only a guide. It's important to obtain independent expert tax advice.