Business Security Devices
Learn about SecurID® tokens and Westpac Protect™ SMS Code, and how to manage your Security Devices in Online Banking.
Why do I need a Security Device?
A Security Device adds an extra layer of protection when banking online by generating a one-time code to help confirm it’s you or your staff approving transactions or making certain account changes.
Types of business Security Devices
SecurID® token
- A physical device that generates one-time security codes
- Required if you approve transactions over $200K per day
- Ideal if you regularly have limited mobile coverage, or use a Corporate Online account.
Westpac Protect™ SMS Code
- Sends one-time security codes to a registered mobile
- Suitable for businesses with a daily payment limit of $200K or less
- Ideal if you have strong mobile coverage and prefer to receive security codes by SMS.
How-to guides
Frequently asked questions
A Security Device provides an additional safeguard against fraud. If you’re approving transactions higher than $5,000 in Online Banking, you’ll need a security code.
There are two security devices available to use in Online Banking:
- Westpac Protect™ SMS Code uses your mobile phone to confirm certain transactions via text message when banking online
- SecurID® token is a small, portable device that generates a digital security code, which you use to authorise transactions.
You and your staff can only have one active security device at any one time – either a SecurID® token or Westpac Protect™ SMS Code. You cannot have both.
You can return your old tokens to us to be recycled. Please mail to:
Reply Paid
Westpac AAT
GPO Box 3433
Sydney NSW 2000
You may be able to receive Westpac Protect™ SMS Codes overseas if international roaming is activated and supported by your mobile provider. A short delay may occur due to international roaming limitations. If you have not updated your phone number to your international number, you can register your phone number in Online Banking however there are some countries that cannot be selected in Online Banking.
If you regularly travel overseas or have limited mobile coverage, a SecurID® token may be more suitable.
You can switch from an SMS code to a token at any time. If you don’t have a token, you can order a new token. If you already have a spare token, you can reassign an existing token to another staff member.