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Social sector banking

Earn competitive interest or streamline payment collections. Whether you're after credit, savings, transactional or merchant products, your linked Westpac accounts ensure fast efficient management and transfers of funds.

Business transaction accounts

Use a Westpac everyday business bank account to easily manage your income and outgoings. We offer two accounts that let you bank the way you want to – online, on mobile, by phone, and in branch.

  • Consider $0 monthly fee Business One if you mainly bank online and rarely in branch
  • Consider $10 monthly fee Business One Plus to get 25 in-branch transactions included per month
  • Both accounts offer unlimited electronic transactions
  • Link a Business Debit Mastercard®, with the ability to provide limited-access cards to your staff
  • Use bank feeds to connect to accounting software such as MYOB and Xero

Find out more about these business bank accounts.

Are you a not-for-profit? Our Community Solutions One account is designed for charities and other non-profits. For surplus funds, consider a Community Solutions Cash Reserve account.

Making and receiving payments in a foreign currency? You might be interested in a Foreign Currency Account.

Taking payments? Read about the benefits of our EFTPOS payment solutions.

For more information visit our dedicated Workplace Banking Website. Call our Workplace Banking Concierge line to speak to a workplace banking specialist on 1300 361 159 or email us at

Business credit cards

From everyday benefits of a low rate card, to cards that reward you for your everyday business purchases, we have a card for you.


For more information visit Business Credit Cards

Collect payments

Donations and membership fees are the lifeblood of community and Social Sector organisations. We provide you with Not for Profit merchant solutions to collect funds, including:

  • PayWay: Enable secure donations and payments via your website
  • Mobile EFTPOS Now: Lets you collect donations on the go
  • Integrated EFTPOS Connect: For everyday donations at your premises.


Talk to your Westpac Social Sector Relationship Manger today or email us on

Managing cash flow

Your Westpac Relationship Manager can assist you with the cash flow management of your business, connecting you with specialist bankers who can provide you with the right advice, including cash flow management, to ensure your business is operating to the optimum cash flow efficiency - including assistance with management of accounts payable and receivable.


For more information visit manage cash flow

Debt structure and capacity modelling

Our Specialist Bankers can provide you with debt capacity and debt structuring modelling. Based on your unique data and a range of scenarios, the results presented can simplify and assist in your investment and debt decision making process.


Talk to your Westpac Social Sector Relationship Manger today or email us on

BT Investment Solutions

Investing and growing wealth for the future. Whilst, investing is very different from saving, it can offer various opportunities, like building wealth to achieve future financial goals.


For more information visit BT Investment Solutions

Equipment and vehicle finance

We understand how important it is to have the latest equipment. We can help you finance equipment and motor vehicles without tying up large amounts of capital.


We offer a choice of terms to suit your cash flow needs and the life of the equipment, with a rate that is fixed for the term of the agreement, including a revolving facility that makes obtaining additional funds easier, with no capital outlay required.


For more information visit Equipment and vehicle finance


Purchasing property and business loans

As part of our commitment to providing specialised banking solutions, we have developed specific lending policies tailored to your unique requirements. Our lending policy allows you to use the value of your existing business to set up or expand - and we’ll recognise the value of your cash flow, goodwill and professional standing.


We have a range of products and services, specifically designed to help you invest in various property types. We provide competitive fixed interest rates to save you money and finance is available without tying up other business assets.


Talk to your Westpac Social Sector Relationship Manger today or email us on

Things you should know

Mastercard® and the Mastercard brand mark are registered trademarks of Mastercard International Incorporated.

Business Debit Mastercard® Terms and Conditions (PDF 171KB)

This information is general information only and does not constitute any recommendation or advice. The information is current at 25 August 2017 and is subject to change. It has been prepared without taking account of your objectives, financial situation or needs. Because of this you should, before acting on the information, consider its appropriateness, having regard to your objectives, financial situation and needs. You should also consider obtaining personalised advice from a professional financial adviser and your accountant before making any financial decisions in relation to the matters discussed herein.

Deposit Accounts for Business Customers Terms and Conditions (PDF 593KB)

Online Banking Terms and Conditions

To be eligible to apply for Business One or Business One Plus, your business must be registered in Australia.