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Changing to another Westpac credit card

You might find that over time your credit card has not kept up with your needs. Perhaps you want a credit card that offers more features, or you’re looking for a credit card with a lower purchase rate.


Westpac offers a range of credit cards that suit a range of lifestyle and financial needs. These include:

  • Rewards credit cards - these cards allow you to earn points on purchases that can be redeemed towards travel, flights and gift cards as well as a range of lifestyle products.
  • Low Rate credit card - enjoy a lower interest rate on purchases and you could save on credit card interest.

What to consider before changing your credit card

  • Personal vs. joint and several liability structures
  • It's a good idea to think about how you’ll be using your credit card before making the decision to change to a different card. You can compare our credit cards to find a card that suits your needs.

How to change credit cards