Using and making changes to your credit card
Making credit card repayments
When you have a Closing Balance greater than $0 on your credit card statement, you'll be required to make a minimum payment each month.
Understanding liability structures
When choosing a business credit card it's important to consider which liability structure is best for you and your business. We offer various liability structures to meet your individual business needs, including personal, joint and several and business liability.
Understanding BusinessChoice credit limits
With BusinessChoice Rewards Platinum and BusinessChoice Everyday Credit Cards each of the Business and Principal(s) (if under a Joint and Several Liability structure) or the Business (if under a Business Liability structure) are liable for any outstanding balance.
Increase your credit card limit
You can apply to increase or decrease your credit limit to help manage your business finances at any time.
Business credit card forms and links
Find the forms and links you need to manage and make changes to your business credit or debit card.
Setting up automatic payments
Automatic payments are a handy way to pay your regular business bills automatically from your credit card.
Apply for an additional card
Adding an additional cardholder is a convenient way to give someone else access to your business credit card without having to open a new credit card account.
Consolidating debt
Consolidating multiple balances from non-Westpac credit cards could save you the hassle and cost of maintaining several cards and could offer several benefits.
Credit card statements
You can view credit card statements for eligible accounts online through your online banking.
Changing to another Westpac card
You might find that over time what you need from your credit card has changed. Perhaps you'd like more features or a lower purchase rate.