Using and making changes to your credit card

When you have a Closing Balance greater than $0 on your credit card statement, you'll be required to make a minimum payment each month.
When choosing a business credit card it's important to consider which liability structure is best for you and your business. We offer various liability structures to meet your individual business needs, including personal, joint and several and business liability.
With BusinessChoice Rewards Platinum and BusinessChoice Everyday Credit Cards each of the Business and Principal(s) (if under a Joint and Several Liability structure) or the Business (if under a Business Liability structure) are liable for any outstanding balance.
You can apply to increase or decrease your credit limit to help manage your business finances at any time.
Find the forms and links you need to manage and make changes to your business credit or debit card.
Automatic payments are a handy way to pay your regular business bills automatically from your credit card.
Adding an additional cardholder is a convenient way to give someone else access to your business credit card without having to open a new credit card account.
Consolidating multiple balances from non-Westpac credit cards could save you the hassle and cost of maintaining several cards and could offer several benefits.
You can view credit card statements for eligible accounts online through your online banking.
You might find that over time what you need from your credit card has changed. Perhaps you'd like more features or a lower purchase rate.