Using and making changes to your credit card
Making credit card repayments
Whenever you have an outstanding balance showing on your credit card statement, you'll be required to make a minimum payment each month.
Understanding liability structures
When choosing a business credit card it's important to consider which liability structure is best for you and your business. We offer both personal liability and joint and several liability across our four cards.
Understanding BusinessChoice credit limits
With BusinessChoice Rewards Platinum and BusinessChoice Everyday Credit Cards, the Business Principals are jointly responsible for any outstanding balance.
Increase your credit card limit
You can apply to increase or decrease your credit limit to help manage your business finances at any time.
Setting up automatic payments
Automatic payments are a handy way to pay your regular business bills automatically from your credit card.
Apply for an additional card
Adding an additional cardholder is a convenient way to give someone else access to your business credit card without having to open a new credit card account.
Consolidating debt
Consolidating multiple balances from non-Westpac credit cards could save you the hassle and cost of maintaining several cards and could offer several benefits.
Credit card statements
You can view credit card statements for eligible accounts online through your online banking. We'll still send you statements in the mail as well.
Changing to another Westpac card
You might find that over time your credit card has not kept up with your business needs. Perhaps you want a credit card that offers more features, or you're looking for a card with a lower purchase rate.