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Unsecured Business Overdraft

Access up to $50k additional funds in your business transaction account to smooth out cash flow.

  • There is no need to secure the overdraft against any assets. Directors' Guarantee will be required for Corporate borrowers
  • An overdraft is ongoing (no fixed term), and you repay what you can, when you can ā€“ as long as the overdraft stays under the agreed limit
  • Fast application process.

Business Overdraft

Westpac Business Loans & Business Overdraft
Expand your business by using 'extra' funds.
  • Access additional funds up to an agreed limit
  • Can help cover wages, invoices and other expenses during cash flow shortfalls.
  • Unsecured (guarantee may be required), or secured by real property*

Business Loan

Take the next step in your business plan.
  • Great for purchasing an existing business or franchise, or investing to grow.
  • Unsecured (guarantee may be required), or secured by real property*.

Business Equity Access


  • Choose between a line of credit for flexibility or a loan to grow your business
  • Option to pay interest only
  • Ideal short term finance option
  • Secure against residential or commercial property.
Business Equity Access

Insurance premium finance


Make lump sum annual insurance premiums a thing of the past by paying with monthly instalments.
  • Available to businesses with annual total insurance costs over $5,000.
Insurance premium finance

Looking for other ways to finance your business purchases?

Things you should know

* Real property in the form of residential, commercial or rural property.

Credit criteria, fees, charges, terms and conditions apply. Talk to your banker for product details.