Small business loans
Compare our secured and unsecured business loans, business overdrafts, and business finance.
SME Recovery Loan
Further support for customers impacted by COVID-19.
You may be eligible for a business loan under the SME Recovery Loan Scheme.
Applications are now open:
- Repayment deferral options available
- Loan terms up to 10 years
- Loans can be used for a wide range of business purposes.
Unsecured Business Loan
An unsecured loan to help you grow your business.
- Simple online application
- Apply for up to $75,000 unsecured finance meaning you don't have to provide asset security. (Director's guarantees may be required)
- Available to existing business customers.
Unsecured Business Loan
Business Loan
Take the next step in your business plan.
- Special offer – Competitive variable rates from 2.68% p.a. for loans up to $3m with no establishment fee until 31 July 20211
- Great for purchasing an existing business or franchise, or investing to grow.
- Unsecured (guarantee may be required), or secured by real property.2
Business Loan
Unsecured Business Overdraft
A flexible line of credit for expenses and cash flow, helping you smooth out the peaks and troughs of business.
- Simple online application
- Apply for up to $75,000 unsecured finance meaning you don't have to provide asset security. (Director's guarantees may be required)
- Available to existing business customers.
Apply online
Business Overdraft
Expand your business by using 'extra' funds.
- Access additional funds up to an agreed limit
- Can help cover wages, invoices and other expenses during cash flow shortfalls.
- Unsecured (guarantee may be required), or secured by real property2
Business Overdraft
Business Equity Access
- Choose between a line of credit for flexibility or a loan to grow your business
- Option to pay interest only
- Ideal short term finance option
- Secure against residential or commercial property.
Business Equity Access
Insurance premium finance
Make lump sum annual insurance premiums a thing of the past by paying with monthly instalments.
- Available to businesses with annual total insurance costs over $5,000.
Insurance premium finance
Looking for other ways to finance your business purchases?
Things you should know
Credit criteria, fees, charges, terms and conditions apply. Talk to your banker for product details.
1. Rates vary depending on a number of factors, such as type of security provided. Other fees and charges apply. Applications must be approved by 31 July 2021 and settle by 30 September 2021 to be eligible.
2. Real property in the form of residential, commercial or rural property.