Small business loans
We're here to help every step of the way
SME Recovery Loan
Did JobKeeper ending or the floods impact your business? You may be eligible for a SME Recovery Loan.
2.39% p.a. fixed rate
Move your business plans forward with our 2 or 3 year fixed rate, our lowest business loan fixed rate in years. Apply by 30 November 2021^.
Unsecured Business Loan
An unsecured loan to help you grow your business.
- Simple online application
- Apply for up to $75,000 unsecured finance meaning you don't have to provide asset security. (Director's guarantees may be required)
- Available to existing business customers.
Unsecured Business Loan
Business Loan
Take the next step in your business plan.
- Great for purchasing an existing business or franchise, or investing to grow.
- Unsecured (guarantee may be required), or secured by real property.1
Business Loan
Unsecured Business Overdraft
A flexible line of credit for expenses and cash flow, helping you smooth out the peaks and troughs of business.
- Simple online application
- Apply for up to $75,000 unsecured finance meaning you don't have to provide asset security. (Director's guarantees may be required)
- Available to existing business customers.
Apply online
Business Overdraft
Expand your business by using 'extra' funds.
- Access additional funds up to an agreed limit
- Can help cover wages, invoices and other expenses during cash flow shortfalls.
- Unsecured (guarantee may be required), or secured by real property1
Business Overdraft
Business Equity Access
- Choose between a line of credit for flexibility or a loan to grow your business
- Option to pay interest only
- Ideal short term finance option
- Secure against residential or commercial property.
Business Equity Access
Insurance premium finance
Make lump sum annual insurance premiums a thing of the past by paying with monthly instalments.
- Available to businesses with annual total insurance costs over $5,000.
Insurance premium finance
Looking for other ways to finance your business purchases?
Things you should know
Credit criteria, fees, charges, terms and conditions apply. Talk to your banker for product details.
^ Applies to partially or fully secured fixed rate business loans of up to $3m for 2 or 3 years. Applications must be submitted by 30 November 2021 and settled by 31 January 2022 to be eligible. Other fees and charges apply.
1. Real property in the form of residential, commercial or rural property.