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We're here to help every step of the way

 

 

SME Recovery Loan

Did JobKeeper ending or the floods impact your business? You may be eligible for a SME Recovery Loan.

 

 

2.39% p.a. fixed rate​

Move your business plans forward with our 2 or 3 year fixed rate, our lowest business loan fixed rate in years. Apply by 30 November 2021^.


Unsecured Business Loan

An unsecured loan to help you grow your business.

  • Simple online application
  • Apply for up to $75,000 unsecured finance meaning you don't have to provide asset security. (Director's guarantees may be required)
  • Available to existing business customers.

Business Loan

Take the next step in your business plan.

  • Great for purchasing an existing business or franchise, or investing to grow.
  • Unsecured (guarantee may be required), or secured by real property.1

Unsecured Business Overdraft

A flexible line of credit for expenses and cash flow, helping you smooth out the peaks and troughs of business.

  • Simple online application
  • Apply for up to $75,000 unsecured finance meaning you don't have to provide asset security. (Director's guarantees may be required)
  • Available to existing business customers.

Business Overdraft

Westpac Business Loans & Business Overdraft

Expand your business by using 'extra' funds.

  • Access additional funds up to an agreed limit
  • Can help cover wages, invoices and other expenses during cash flow shortfalls.
  • Unsecured (guarantee may be required), or secured by real property1

Business Equity Access

  • Choose between a line of credit for flexibility or a loan to grow your business
  • Option to pay interest only
  • Ideal short term finance option
  • Secure against residential or commercial property.
Business Equity Access


Insurance premium finance

Make lump sum annual insurance premiums a thing of the past by paying with monthly instalments.

  • Available to businesses with annual total insurance costs over $5,000.
Insurance premium finance


Looking for other ways to finance your business purchases?

Things you should know

Credit criteria, fees, charges, terms and conditions apply. Talk to your banker for product details.​

^ Applies to partially or fully secured fixed rate business loans of up to $3m for 2 or 3 years. Applications must be submitted by 30 November 2021 and settled by 31 January 2022 to be eligible. Other fees and charges apply. 

1. Real property in the form of residential, commercial or rural property.