Business loans
We're here to help every step of the way
SME Recovery Loan
Did JobKeeper ending or the floods impact your business? You may be eligible for a SME Recovery Loan.
Business Loan special offer
Competitive variable rates from 2.68% p.a. for loans up to $3m with no establishment fee until 31 July 2021.1
Loans to help growth happen
Invest for growth
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Apply for unsecured funds to expand your business. It’s fast and simple for existing Westpac customers.
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Looking to grow your business? Take the next step in your business plan. Borrow from $20K with flexible repayments.
Upgrade cars and equipment
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Flexible loans to help you finance the car, ute or truck you've got your eye on.
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Get the equipment your business needs without tying up working capital.
Smooth out your cash flow
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Fast access to cash. Existing customers can apply online and could get a decision in minutes.2
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Cash flow relief available to cover invoices and wages while you're waiting to get paid.
More ways we can help your business
Help to understand how business loans work
Best Business Relationship Managers 2021 (Major Bank)
Award is based on information collected from the DBM Atlas research program - feedback from over 80,000 businesses and/or retail customers January 2020 through December 2020.
Things you should know
1. Rates vary depending on a number of factors, such as type of security provided. Other fees and charges apply. Applications must be approved by 31 July 2021 and settle by 30 September 2021 to be eligible.
2. Unsecured business overdraft up to $75,000 with no asset security. Director guarantee required for corporate borrowers. Available to existing customers.
Credit criteria, fees, charges, terms and conditions apply. Talk to your banker for product details.
Important information
Read about changes affecting some business and equipment finance contracts entered into, renewed or varied since 12 November 2016.