Business loans
Manage your cash flow, upgrade equipment and help to grow your business by reviewing our business loans and finance options.
A helping hand for our small business customers
Eligible Westpac small business customers can defer principal and interest repayments of business term loans or equipment loans for up to six months.
Vehicle & equipment finance
When you don't want to use cash flow to purchase new assets.
- Business vehicle finance: Buy, hire or lease the latest model without tying up your cash
- Business equipment finance: Buy, hire or lease - the choice is yours when it comes to financing plant and equipment.
Business overdraft
Provides cash flow relief with funds to cover business expenses, such as invoices and wages until you’re paid.
- Unsecured Business Overdraft: Up to $75k. No asset security taken. Director's Guarantee required for Corporate borrowers
- Secured Business Overdraft: Secured by residential, commercial or rural property.
Business loans
Great for purchasing an existing business or franchise, or investing to grow.
- Unsecured Business Loan - COVID-19 Support: If your business has been impacted by COVID-19, and you meet our eligibility criteria, you may be able to apply for a fixed rate loan over a term of 1, 2 or 3 years. If approved, you will receive a repayment deferral for the first 6 months, with interest to be capitalised.
- Westpac Business Loan: Borrow from $20,000 and choose between a fixed rate or variable rate with flexible repayments.
Important information
Read about changes affecting some business and equipment finance contracts entered into, renewed or varied since 12 November 2016.
Need some help?
Articles to help you make a decision on the business loan that's right for you:
Things you should know
Credit criteria, fees, charges, terms and conditions apply. Talk to your banker for product details.