Business loans and finance

Flexible finance to help make your business plans happen.
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Loans and cash flow solutions

Business Recovery Loan​ - closing soon

Impacted by COVID-19? You may be eligible for the Government’s SME Recovery Loan Scheme​

  • Variable interest rate options available​
  • Loan terms up to 10 years ​
  • No establishment fee*​
  • Partially and fully secured options​
Business Recovery Loan

Business loans

Borrow from $5k to help take the next step in your business plan.

Business loans

Car and equipment finance

Flexible finance to help you get the car or equipment you’ve got your eye on.

 

Car and equipment finance

Business overdrafts

Support your cash flow with access to extra funds through your transaction account.

Business overdrafts

More ways we can help

Bank bill business loan

Great for acquisitions, capital investment or refinancing. 

Insurance premium finance

Short-term finance that lets you spread a lump sum annual premium with monthly instalments.

Commercial line of credit

A line of credit for seasonal funding needs, capital investments or business expansion. 

Bank guarantee

Great for providing your suppliers and vendors with certainty of payment. 

Invoice finance

Access up to 85% of the value of your approved unpaid invoices. 

Flexible agri finance solutions

Agri finance

A fixed or variable rate loan designed for primary producers. 

Livestock leasing

Great for financing the acquisition of cattle and sheep using livestock as security. 

Help secure your farm’s future

With a Westpac Farm Management Deposit, you can take control of your pre-tax income to balance the ups and downs of farm life

Find out more

Tools, tips and education

Explore business help articles

Find a business banker

Call or drop into your local branch.

Things you should know

Credit criteria, fees, charges, terms and conditions apply. Talk to your banker for product details. 

* Other fees and charges apply

Important information 

Read about changes affecting some business and equipment finance contracts entered into, renewed or varied since 12 November 2016.